218 Clover Leaf Cir, Culloden, WV 25510 Property Records

Cabell County property record for 218 Clover Leaf Cir, Culloden, WV 25510

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,380 sqft · built 1980
Lot Size	2.57 acres (111,949 sqft)
Owner	Company Name on File
Last Sale	$2,200,000 (Oct 2024)
Tax Bill	$2,649 (2026)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-26-0029.0005`

Property Details

APN / Parcel Number

Primary APN	`03-26-0029.0005`
Alternative APN	`06-03-26-0029.0005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,380 sqft Living Area
1st Floor Area	4,422 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	111,949 sqft (2.57 acres)
Terrain	Rolling
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	218 CLOVER LEAF CIR
City	CULLODEN
State	WV
Zip	25510-7354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 4-5 CLOVERLEAF ESTS 218 CLOVERLEAF CIR CULLODEN
Legal Subdivision	KINGS GATE SUBDIVISION
Legal Block	5
Legal Lot Number	4,5
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1006
Census Tract	10600

Owner

218 Clover Leaf Cir is owned by a company that bought it in October 2024.

Source: Cabell County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	218 CLOVER LEAF CIR, CULLODEN, WV 25510-7354
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2024 · Amount on File
Deed Sale	Oct 25, 2024 · Amount on File
Prior Sale	Oct 16, 2023 · Amount on File
Deed Document Number	20246212327
Deed Book / Page	110 / 105
Prior Transfer Date	Oct 1, 2024
Prior Transfer Doc	0006212327
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Recording Date	Jun 16, 2026
Property Address	218 CLOVER LEAF CIR, CULLODEN, WV 25510-7354
Document Number	0006263759
Book / Page	3040 / 637
Instrument Date	Jun 10, 2026
Instrument	20266263759
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CLOVER LEAF CIR, CULLODEN, WV 25510-7354

Mortgage

Document Number	0006263759,
Date	Jun 16, 2026
Book Page	3040/637
Instrument	20266263759

Lender

Name	PUTNAM COUNTY BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Balloon
Rate	6.36%
Initial Type	Balloon
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 218 Clover Leaf Cir was $2,649, up 5.1% from the year before.

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,649.00 (+5.08%)	$195,480 (+6.05%) Land $33,120 Building $162,360	$325,800 (+6.05%) Land $55,200 Building $270,600
2025	$2,521.00	$184,320 Land $26,880 Building $157,440	$307,200 Land $44,800 Building $262,400
2023	$2,461.00 (-0.32%)	$179,220 (+0.37%) Land $16,200 Building $163,020	$298,700 (+0.37%) Land $27,000 Building $271,700
2022	$2,469.00	$178,560 Land $16,200 Building $162,360	$297,600 Land $27,000 Building $270,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 218 Clover Leaf Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1997–2025)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Landslides, Nov 2003 · 3 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Clover Leaf Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20