Cabell County property record for 173 Clover Leaf Cir, Culloden, WV 25510
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,614 sqft · built 1979 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,385 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-26-0029.0010 |
| Primary APN | 03-26-0029.0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,614 sqft Living Area |
| 1st Floor Area | 2,614 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 79,715 sqft (1.83 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 173 CLOVER LEAF CIR |
|---|---|
| City | CULLODEN |
| State | WV |
| Zip | 25510-7356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 CLOVER LEAF ESTS 173 CLOVER LEAF CIR CULLODEN |
| Legal Subdivision | CLOVERLEAF ESTS |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | CABELL WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10600 |
Source: Cabell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 173 CLOVER LEAF CIR, CULLODEN, WV 25510-7356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK |
| May 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Sep 15, 2026 |
| Property Address | 173 CLOVER LEAF CIR, CULLODEN, WV 25510-7356 |
| Document Number | 0006270947 |
| Book / Page | 3052 / 273 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20266270947 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 173 CLOVER LEAF CIR, CULLODEN, WV 25510-7356 |
| Document Number | 0006270947, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 3052/273 |
| Instrument | 20266270947 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABELL WV |
| Property Address | 173 CLOVER LEAF CIR, CULLODEN, WV 25510-7356 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002888/727 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 2888/727 |
| Instrument | 6134224 |
| Name | COMMUNITY TRUST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 10, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabell County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Cabell County |
| Unified School District | Cabell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,385.00 (+8.46%) | $176,040 (+9.48%) Land $52,380 Building $123,660 | $293,400 (+9.48%) Land $87,300 Building $206,100 |
| 2025 | $2,199.00 (+8.17%) | $160,800 (+8.63%) Land $42,540 Building $118,260 | $268,000 (+8.63%) Land $70,900 Building $197,100 |
| 2023 | $2,033.00 (-8.18%) | $148,020 (-7.57%) Land $25,620 Building $122,400 | $246,700 (-7.57%) Land $42,700 Building $204,000 |
| 2022 | $2,214.00 | $160,140 Land $25,620 Building $134,520 | $266,900 Land $42,700 Building $224,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (1997–2025) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 55% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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