218 Cherry St, Elsberry, MO 63343 Property Records

Lincoln County property record for 218 Cherry St, Elsberry, MO 63343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1973
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on File
Last Sale	$181,600 (Sep 2020)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Sep 2020 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-50-16-003-003-009.000`

Property Details

APN / Parcel Number

Primary APN	`02-50-16-003-003-009.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	21,998 sqft (0.505 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	218 CHERRY ST
City	ELSBERRY
State	MO
Zip	63343-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 126-127 2ND ADDN HILLCREST HEIGHTS #3
Legal Range	02E
Legal Township	51N
Legal Section	17
Legal Subdivision	HILLCREST HEIGHTS
Legal Lot Number	126-127
Jurisdiction	LINCOLN MO
Township / Civil Division	HURRICANE
Census Block Group	2
Census Block	2038
Census Tract	810100

Owner

Source: Lincoln County assessment roll, as of September 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	218 CHERRY ST, ELSBERRY, MO 63343-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Affidavit, Transfer
Sep 15, 2020	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Dec 20, 2017	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Dec 20, 2017
Deed Document Number	202010390
Deed Book / Page	2452 / 328
Prior Transfer Date	Sep 4, 2020
Prior Transfer Doc	002452/327
Record Updated	Jun 8, 2026

September 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LINCOLN MO
Recording Date	Sep 15, 2020
Property Address	218 CHERRY ST, ELSBERRY, MO 63343-1603
Document Number	002452/327
Book / Page	2452 / 327
Map Reference	MB 8 PG 5
Instrument Date	Sep 4, 2020
Instrument	2020010389
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 YALE BLE ST, SAINT CHARLES, MO 63301

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 15, 2020
Property Address	218 CHERRY ST, ELSBERRY, MO 63343-1603
Document Number	002452/328
Book / Page	2452 / 328
Map Reference	MB 8 PG 5
Instrument Date	Sep 4, 2020
Instrument	2020010390
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2925 YALE BLVD, 2925, SAINT CHARLES, MO 63301-0458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CHERRY ST, ELSBERRY, MO 63343-1603

Mortgage

Document Number	2020010813
Date	Sep 15, 2020
Instrument	2020010813

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 20, 2017
Property Address	218 CHERRY ST, ELSBERRY, MO 63343-1603
Document Number	02418/0331
Book / Page	2418 / 0331
Map Reference	MB8 PG5
Instrument Date	Dec 19, 2017
Instrument	2017011823
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	218 CHERRY ST, ELSBERRY, MO 63343-1603

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Elsberry City
Unified School District	Elsberry R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 (+9.47%)	$23,304 (+10.05%) Land $2,706 Building $20,598	$122,650 (+10.05%) Land $14,240 Building $108,410
2023	$1,341.00 (+6.51%)	$21,176 (+6.05%) Land $1,691 Building $19,485	$111,450 (+6.05%) Land $8,900 Building $102,550
2022	$1,259.00	$19,967 Land $1,691 Building $18,276
2021			$105,090 Land $8,900 Building $96,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	623 (1982–2026)
Claims Outside the SFHA	5 of 623
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 25 claims Severe Storms And Flooding, Aug 2008 · 68 claims Severe Storms & Flooding, Aug 1993 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSBERRY PWS serves 2,076 people · EPA ID MO6010250
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
JAB Wireless Fiber	1,000 / 200
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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