213 Cherry St, Elsberry, MO 63343 Property Records

Lincoln County property record for 213 Cherry St, Elsberry, MO 63343

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,500 sqft · built 1971
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-50-16-003-002-019.000`

Property Details

APN / Parcel Number

Primary APN	`02-50-16-003-002-019.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	1,500 sqft Living Area
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	11,021 sqft (0.253 acres)

Location & Zoning

Street Address	213 CHERRY ST
City	ELSBERRY
State	MO
Zip	63343-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 142 HILLCREST HEIGHTS #4
Legal Range	02E
Legal Township	51N
Legal Section	17
Legal Subdivision	HILLCREST HEIGHTS
Legal Lot Number	142
Jurisdiction	LINCOLN MO
Township / Civil Division	HURRICANE
Census Block Group	2
Census Block	2036
Census Tract	810100

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 CHERRY ST, ELSBERRY, MO 63343-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 23, 2019	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019
Deed Sale	Sep 23, 2019
Prior Sale	Dec 23, 2008 · Amount on Record
Deed Document Number	20198373
Deed Book / Page	2438 / 485
Prior Transfer Date	Sep 20, 2019
Prior Transfer Doc	02438/0485
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 28, 2022
Property Address	213 CHERRY ST, ELSBERRY, MO 63343-1603
Document Number	0002481/47
Book / Page	2481 / 47
Map Reference	MB 8 PG 7
Instrument Date	Jun 24, 2022
Instrument	2022006794
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 BATTERS BOX CT, 1045, O FALLON, MO 63366-4697

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	213 CHERRY ST, ELSBERRY, MO 63343-1603
Investor	Possibly a Property Investor

Mortgage

Document Number	2022006795
Date	Jun 28, 2022
Instrument	2022006795

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2019: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 23, 2019
Property Address	213 CHERRY ST, ELSBERRY, MO 63343-1603
Document Number	02438/0485
Book / Page	2438 / 0485
Map Reference	MB 8 PG 7
Instrument Date	Sep 20, 2019
Instrument	2019008373
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	213 CHERRY ST, ELSBERRY, MO 63343-1603

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Elsberry City
Unified School District	Elsberry R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,688 (-) Land $1,353 Building $21,335
2025	$1,429.00 (+6.72%)	$22,688 (+7.34%) Land $1,353 Building $21,335	$119,410 (+7.34%) Land $7,120 Building $112,290
2023	$1,339.00 (+6.78%)	$21,136 (+6.25%) Land $846 Building $20,290	$111,240 (+6.26%) Land $4,450 Building $106,790
2022	$1,254.00	$19,892 Land $846 Building $19,046
2021			$104,690 Land $4,450 Building $100,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	623 (1982–2026)
Claims Outside the SFHA	5 of 623
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 25 claims Severe Storms And Flooding, Aug 2008 · 68 claims Severe Storms & Flooding, Aug 1993 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSBERRY PWS serves 2,076 people · EPA ID MO6010250
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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