215 Carter Rd, Monroe, NC 28110 Property Records

Union County property record for 215 Carter Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,728 sqft · built 1962
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2019)
Tax Bill	$1,420 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-405-057`

Property Details

APN / Parcel Number

Primary APN	`09-405-057`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	215 CARTER RD
City	MONROE
State	NC
Zip	28110-8034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 UNION
Legal Description	#28 & #29 GREENWOOD ACRES PB05 PG161
Legal Subdivision	GREENWOOD ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4011
Census Tract	20308

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 CARTER RD, MONROE, NC 28110-8034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Prior Sale	Aug 15, 2001 · Amount on Record
Deed Document Number	201929196
Deed Book / Page	7473 / 838
Prior Transfer Date	Jun 26, 2003
Prior Transfer Doc	3146081
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 25, 2019
Property Address	215 CARTER RD, MONROE, NC 28110-8034
Document Number	0007473838
Book / Page	7473 / 838
Map Reference	MB 5 PG 161
Instrument Date	Sep 25, 2019
Instrument	0029196
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8200 QUARTERS LN, 8200, MINT HILL, NC 28227-9781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 CARTER RD, MONROE, NC 28110-8034

Mortgage

Document Number	0000029197
Date	Sep 25, 2019
Instrument	0029197

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 5, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Other
Margin	4
Max Rate	12.2%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,420.00 (+10.25%)	$293,700 (+45.97%) Land $55,100 Building $238,600	$293,700 (+45.97%) Land $55,100 Building $238,600
2023	$1,288.00	$201,200 Land $43,900 Building $157,300	$201,200 Land $43,900 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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