218 5th St, Frederick, MD 21701 Property Records

Frederick County property record for 218 5th St, Frederick, MD 21701 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1915
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Nov 2023)
Tax Bill	$4,522 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-057166`

Property Details

APN / Parcel Number

Primary APN	`02-057166`
Alternative APNs	`2057166` `057166`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,264 sqft
1st Floor Area	576 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Slate
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	120 ft deep x 20 ft wide
Porch	Enclosed Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	057166
Street Address	218 5TH ST
City	FREDERICK
State	MD
Zip	21701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 X 120 218 W. 5TH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	218
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1029
Census Tract	750600

Owner

Source: Frederick County records · APN 02-057166

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	218 W 5TH ST, FREDERICK, MD 21701-4902
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2023 · Amount on Record
Deed Sale	Nov 07, 2023 · Amount on Record
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Book / Page	16660 / 375
Prior Transfer Date	Sep 11, 2015
Prior Transfer Doc	0107950106
Record Updated	Jun 08, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 07, 2023
Property Address	218 W 5TH ST, FREDERICK, MD 21701-4902
Document Number	0166600375
Book / Page	16660 / 375
Instrument Date	Oct 27, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1520 CRAMPTON ST, BRUNSWICK, MD 21716-9793

Mortgage

Document Number	0016660381
Date	Nov 07, 2023
Instrument	16660/381

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,400 (+19.47%) Land $144,000 Building $119,400	$263,400 (-) Land $144,000 Building $119,400
2024	$4,522.00 (+11.63%)
2023	$4,051.00	$220,467	$263,400 Land $144,000 Building $119,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018, rainfall accumulation, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (May 2018), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Frederick Historic District listed 1973 · 304 contributing resources · NRIS 73000916
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.