207 5th St, Frederick, MD 21701 Property Records

Frederick County property record for 207 5th St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details2 ba · 1,284 sqft · built 1900
Lot Size0.072 acres (3,154 sqft)
OwnerIndividual Name on File
Last Sale$438,000 (Jul 2023)
Tax Bill$4,977 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-123231

Property Details

APN / Parcel Number

Primary APN02-123231
Alternative APNs
  • 2123231
  • 123231

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,284 sqft Living Area
1st Floor Area682 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTownhouse
Exterior MaterialBrick
Roof TypeSawtooth
Roof MaterialMetal
Lot Area3,154 sqft (0.072 acres)
Lot Dimensions166 ft deep x 2 ft wide
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number123231
Street Address207 5TH ST
CityFREDERICK
StateMD
Zip21701
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12
Legal DescriptionLT 19 1/2 X 166 207 W. 5TH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number19,20
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1015
Census Tract750100

Owner

Source: Frederick County records · APN 02-123231

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3844 BRAVEHEART DR, FREDERICK, MD 21704-7739
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Dec 28, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 19, 2023 · Amount on Record
Deed SaleJul 19, 2023 · Amount on Record
Prior SaleApr 16, 2015 · Amount on Record
Transfer Doc0024050653
Record UpdatedJun 08, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 19, 2023
Property Address207 W 5TH ST, FREDERICK, MD 21701-4901
Document Number0165240429
Book / Page16524 / 429
Instrument DateJul 17, 2023
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3844 BRAVEHEART DR, FREDERICK, MD 21704-7739

Mortgage

Document Number0016524435
DateJul 19, 2023
Instrument16524/435
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address207 W 5TH ST, FREDERICK, MD 21701-4901
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 W 5TH ST, FREDERICK, MD 21701-4901

Mortgage

Document Number0156090282
DateDec 28, 2021
Book Page15609/282
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term281 Months
DueMay 01, 2045

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$292,400 (+21.23%) Land $131,000 Building $161,400$292,400 (-) Land $131,000 Building $161,400
2024$4,977.00 (+12.5%)
2023$4,424.00 (+12.03%)$241,200 (+11.87%)$292,400 (+35.62%) Land $131,000 Building $161,400
2022$3,949.00$215,600 Land $111,700 Building $103,900$215,600 Land $111,700 Building $103,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2015–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2018 · Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Frederick Historic District
listed 1973 · 304 contributing resources · NRIS 73000916
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 1,251 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FREDERICK
serves 54,000 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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