218 4th St, Winter Haven, FL 33880 Property Records

Polk County property record for 218 4th St, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1962
Lot Size	0.173 acres (7,532 sqft)
Owner	2 Company Names on Record
Last Sale	$230,000 (Aug 2024)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-26-354700-000120`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354700-000120`
Alternative APNs	`262825354700000120` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	816 sqft
1st Floor Area	816 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,532 sqft (0.173 acres)
Lot Dimensions	125 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Screened/Unfinished Porch
Porch Area	360 sqft
Shed	1 Shed

Location & Zoning

Street Address	218 4TH ST
City	WINTER HAVEN
State	FL
Zip	33880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	JAN PHYL VILLAGE UNIT 3 A PB 45 PG 49 LOT 12
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	JAN PHYL VILLAGE UNIT 03 A
Legal Tract	354700
Legal Block	1
Legal Lot Number	12
Legal Unit	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1004
Census Tract	14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	218 4TH JPV ST, WINTER HAVEN, FL 33880-1207
Owner Type	Company
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 10, 2021	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage ATHAS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	2024184898
Deed Book / Page	13224 / 274
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0000061568
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	218 4TH JPV ST, WINTER HAVEN, FL 33880-1207
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000254325
Date	Sep 29, 2021
Book Page	11915/953
Instrument	2021254325

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Mar 10, 2021
Property Address	218 4TH JPV ST, WINTER HAVEN, FL 33880-1207
Document Number	0000061568
Book / Page	11616 / 1823
Map Reference	MB 45 PG 49
Instrument Date	Jun 30, 2020
Instrument	2021061568
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.10
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4044 WINDING VINE DR, 4044, LAKELAND, FL 33812-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5051 BELMONT PARK LN, MULBERRY, FL 33860-8630

Mortgage

Document Number	0116161828
Date	Mar 10, 2021
Instrument	11616/1828

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jul 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	218 4TH JPV ST, WINTER HAVEN, FL 33880-1207
Document Number	0105640399
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4044 WINDING VINE DR LAKELAND FL 338122200, LAKELAND, FL 33812-2200

Mortgage

Document Number	0105640399
Date	Jul 30, 2018
Book Page	010564/000399
Instrument	161334

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CALABASAS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,388 (-7.79%) Land $31,000 Building $108,388	$139,388 (-7.79%) Land $31,000 Building $108,388
2025	$1,954.00 (+8.92%)	$151,158 (+14.48%) Land $31,000 Building $120,158	$151,158 (+14.48%) Land $31,000 Building $120,158
2023	$1,794.00 (+9.59%)	$132,038 (+12.6%) Land $30,000 Building $102,038	$132,038 (+12.6%) Land $30,000 Building $102,038
2022	$1,637.00	$117,267 Land $25,000 Building $92,267	$117,267 Land $25,000 Building $92,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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