204 4th St, Winter Haven, FL 33880 Property Records

Polk County property record for 204 4th St, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,068 sqft · built 1962
Lot Size	0.172 acres (7,510 sqft)
Owner	Individual Name on Record
Last Sale	$105,500 (Sep 2026)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-26-354700-000190`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354700-000190`
Alternative APNs	`262825354700000190` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	940 sqft
1st Floor Area	720 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	7,510 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Florida Room
Porch Area	460 sqft
Shed	1 Shed
Utility Building	80 sqft

Location & Zoning

Street Address	204 4TH ST
City	WINTER HAVEN
State	FL
Zip	33880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	JAN PHYL VILLAGE UNIT 3 A PB 45 PG 49 LOT 19
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	JAN PHYL VILLAGE UNIT 03 A
Legal Tract	354700
Legal Block	1
Legal Lot Number	19
Legal Unit	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1004
Census Tract	14703

Owner

Source: Polk County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 UTAH AVE, LAKELAND, FL 33801-2477
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Special Warranty Deed, Transfer IN TITLE, FIN TITLE
Jul 22, 2026	Certificate of Transfer, Transfer
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 18, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Jul 22, 2026 · Amount on Record
Deed Document Number	2026221889
Deed Book / Page	14152 / 332
Prior Transfer Date	May 21, 2008
Prior Transfer Doc	0000094641
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 14, 2026
Property Address	204 4TH JPV ST, WINTER HAVEN, FL 33880-1207
Document Number	0000221889
Book / Page	14152 / 332
Instrument Date	Sep 2, 2026
Instrument	2026221889
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	IN TITLE, FIN TITLE

Transaction

Amount	Amount Recorded
Tax	$74,588.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 UTAH AVE, LAKELAND, FL 33801-2477

July 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	POLK FL
Recording Date	Jul 22, 2026
Property Address	204 4TH JPV ST, WINTER HAVEN, FL 33880-1207
Document Number	0000175009
Book / Page	14085 / 800
Instrument Date	Jul 22, 2026
Instrument	2026175009
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount Recorded
Tax	$72,114.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	204 4TH JPV ST, WINTER HAVEN, FL 33880-1207
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 4TH JPV ST, TAMPA, FL 33680

Mortgage

Document Number	0000214618
Date	Sep 12, 2023
Book Page	12834/676
Instrument	2023214618

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	204 4TH JPV ST, WINTER HAVEN, FL 33880-1207
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 4TH JPV ST, WINTER HAVEN, FL 33880-1207

Mortgage

Document Number	0000025652
Date	Jan 28, 2022
Book Page	12094/707
Instrument	2022025652

Lender

Name	US BANK NA
Type	Bank
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 18, 2019
Property Address	204 4TH JPV ST, WINTER HAVEN, FL 33880-1207
Document Number	0109761775
Book / Page	010976 / 001775
Instrument Date	Sep 10, 2019
Instrument	197200
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$888.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 4TH ST WINTER HAVEN FL 33880, WINTER HAVEN, FL 33880

Mortgage

Document Number	109761776
Date	Sep 18, 2019
Book Page	010976/001776
Instrument	197201

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Mortgage

Document Number	109761788,
Date	Sep 18, 2019
Book Page	010976/001788
Instrument	197202

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Interest

Rate	12%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,833 (+9.96%) Land $31,000 Building $114,833	$145,833 (+3.79%) Land $31,000 Building $114,833
2025	$1,756.00 (-23.32%)	$132,628 (-7.68%)	$140,507 (-2.19%) Land $31,000 Building $109,507
2024	$2,290.00 (+6.81%)
2023	$2,144.00 (+10.34%)	$143,654 (+15.01%) Land $30,000 Building $113,654	$143,654 (+15.01%) Land $30,000 Building $113,654
2022	$1,943.00	$124,907 Land $25,000 Building $99,907	$124,907 Land $25,000 Building $99,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures