218 2nd St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 218 2nd St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1990
Owner	Individual Name on Record
Last Sale	$189,900 (Jun 2007)
Tax Bill	$725 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A3-1-32C-30`

Property Details

APN / Parcel Number

Primary APN	`3A3-1-32C-30`
Alternative APN	`23964`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Deck Area	432 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23964
Old Parcel Number	3A3-1-32C-30
Street Address	218 2ND ST
City	COLONIAL BEACH
State	VA
Zip	22443-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 30 31 & 1/2 32 BK 32C KNOWN AS PARC A ONMULLIN PLAT 956/131
Legal Subdivision	CLASSIC SHORES
Legal Block	32C
Legal Lot Number	30 31
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1056
Census Tract	10402

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13107 MONROE AVE, FT WASHINGTON, MD 20744-2962
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Intrafamily Transfer, Transfer
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2007 · Amount on Record
Deed Sale	Jun 25, 2007 · Amount on Record
Prior Sale	Jun 25, 2007 · Amount on Record
Deed Document Number	000767/599
Deed Book / Page	767 / 599
Last Transfer Date	Jun 2, 2022
Transfer Doc	0009560131
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 2, 2022
Property Address	218 2ND ST, COLONIAL BEACH, VA 22443-1811
Document Number	0009560131
Instrument Date	May 5, 2022
Instrument	09560131
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	218 2ND ST, COLONIAL BEACH, VA 22443-1811
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009511313
Date	Jan 18, 2022
Instrument	09511313

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$725.00 (+4.92%)	$172,800 (-) Land $43,400 Building $129,400	$172,800 (-) Land $43,400 Building $129,400
2023		$172,800 Land $43,400 Building $129,400	$172,800 Land $43,400 Building $129,400
2022	$691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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