213 2nd St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 213 2nd St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,180 sqft · built 1980
Lot Size	0.087 acres (3,823 sqft)
Owner	Individual Name on File
Tax Bill	$672 (2025)
Deeds & Mortgages	May 2026 Transfer Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3A3-1-31C-19`

Property Details

APN / Parcel Number

Primary APN	`3A3-1-31C-19`
Alternative APN	`21664`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,823 sqft (0.087 acres)
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21664
Street Address	213 2ND ST
City	COLONIAL BEACH
State	VA
Zip	22443-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOTS 19, 20, 21 & 22 BK 31CDB 904 PG 776
Legal Subdivision	CLASSIC SHORE ADD
Legal Block	31C
Legal Lot Number	19-22
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1041
Census Tract	10402

Owner

213 2nd St is owned and occupied by an individual who acquired it in April 2026.

Source: Westmoreland County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	213 2ND ST, COLONIAL BEACH, VA 22443-1810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance M&T BANK
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage M&T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 23, 2026
Transfer Doc	1003001158
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 19, 2026
Property Address	213 2ND ST, COLONIAL BEACH, VA 22443-1810
Document Number	1003001158
Book / Page	1003 / 1158
Instrument Date	Apr 23, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 2ND ST, COLONIAL BEACH, VA 22443-1810

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	213 2ND ST, COLONIAL BEACH, VA 22443-1810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09360146
Date	Oct 2, 2020
Instrument	09360146

Lender

Name	M&T BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	213 2ND ST, COLONIAL BEACH, VA 22443-1810
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9080028
Date	Jun 1, 2018
Instrument	9080028

Lender

Name	M&T BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 213 2nd St was $672.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$672.00	$160,200 Land $55,800 Building $104,400	$160,200 Land $55,800 Building $104,400
2023		$160,200 Land $55,800 Building $104,400	$160,200 Land $55,800 Building $104,400
2022	$640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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