San Joaquin County property record for 21791 E Hwy 12 Rd, Clements, CA 95227
| Property Type | Rural Home |
|---|---|
| Lot Size | 2.64 acres (114,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Apr 2009) |
| Tax Bill | $3,011 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-100-010-000 |
| Primary APN | 023-100-010-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 114,998 sqft (2.64 acres) |
|---|
| Old Parcel Number | 023-100-01 |
|---|---|
| Street Address | 21791 E HWY 12 RD |
| City | CLEMENTS |
| State | CA |
| Zip | 95227-7224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG40 |
| Legal Description | TWP 04N RGE 08E SEC 13 QTR W2NE4 |
| Legal Block | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LOCKEFORD |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 4703 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12348 N HIGHWAY 99, 65, LODI, CA 95240-7266 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 16, 2019 | Deed of Trust, Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2009 · Amount on Record |
| Deed Sale | Apr 28, 2009 · Amount on Record |
| Deed Document Number | 200962436 |
| Prior Transfer Date | Apr 13, 2006 |
| Prior Transfer Doc | 0000087059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 21791 E HWY 12 RD, CLEMENTS, CA 95227-7224 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21791 E HWY 12 RD, CLEMENTS, CA 95227-7224 |
| Document Number | 0000118993 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 2025-118993 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 21791 E HWY 12 RD, CLEMENTS, CA 95227-7224 |
| Document Number | 0000052959 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 241 CLEMENTS CA 952270241, CLEMENTS, CA 95227-0241 |
| Document Number | 0000052959 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 52959 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 21, 2039 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,011.00 (-43.55%) | |
| 2025 | $5,334.00 (+83.93%) | $273,143 (+4.04%) Land $160,947 Building $112,196 |
| 2023 | $2,900.00 (+2.29%) | $262,540 Land $154,699 Building $107,841 |
| 2022 | $2,835.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1998–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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