21790 Windmill Loop NW, Poulsbo, WA 98370 Property Records

Kitsap County property record for 21790 Windmill Loop NW, Poulsbo, WA 98370

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,688 sqft · built 2012
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Aug 2022)
Tax Bill	$5,571 (2026)
Deeds & Mortgages	Aug 2022 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5581-000-064-0009`

Property Details

APN / Parcel Number

Primary APN	`5581-000-064-0009`
Alternative APN	`2545515`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	1,128 sqft
2nd Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	80 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	21790 WINDMILL LOOP NW
City	POULSBO
State	WA
Zip	98370-9808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 064, LIBERTY HILL, ACCORDING TO THE PLAT RECORDED IN VOLUME 33 OF PLATS, PAGE(S) 68-73, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	1E
Legal Township	26
Legal Section	10
Legal Subdivision	LIBERTY HILL
Legal Block	1
Legal Lot Number	064
Jurisdiction	KITSAP WA
Township / Civil Division	POULSBO
Census Block Group	1
Census Block	1012
Census Tract	90201

Owner

21790 Windmill Loop NW is owned by two individuals who bought it in August 2022.

Source: Kitsap County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18040 VIKING WAY NW, POULSBO, WA 98370-8306
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer AEGIS LAND TITLE GROUP
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Jun 14, 2012 · Amount on File
Deed Document Number	202247
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Aug 3, 2022
Property Address	21790 WINDMILL LOOP NW, POULSBO, WA 98370-9808
Document Number	0000000047
Map Reference	VOL 33 PG 68-73
Instrument Date	Jul 29, 2022
Instrument	202208030047
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	AEGIS LAND TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$11,120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18040 VIKING WAY NW, POULSBO, WA 98370-8306

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	21790 WINDMILL LOOP NW, POULSBO, WA 98370-9808
Document Number	0001250275
Instrument Date	Jan 12, 2021
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21790 WINDMILL LOOP NW POULSBO WA 983709808, POULSBO, WA 98370-9808

Mortgage

Document Number	0001250275
Date	Jan 25, 2021
Instrument	202101250275

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	21790 WINDMILL LOOP NW, POULSBO, WA 98370-9808
Document Number	0012240021
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21790 WINDMILL LOOP NW POULSBO WA 983709808, POULSBO, WA 98370-9808

Mortgage

Document Number	0012240021
Date	Dec 24, 2019
Instrument	201912240021

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	21790 WINDMILL LOOP NW, POULSBO, WA 98370-9808
Document Number	0012110029
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21790 WINDMILL LOOP NW POULSBO WA 983709808, POULSBO, WA 98370-9808

Mortgage

Document Number	0012110029
Date	Dec 11, 2017
Instrument	201712110029

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21790 Windmill Loop NW was $5,571.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Municipality	Poulsbo City
Unified School District	North Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$617,820 (-) Land $108,070 Building $509,750	$617,820 (-) Land $108,070 Building $509,750
2026	$5,571.00	$617,820 Land $108,070 Building $509,750	$617,820 Land $108,070 Building $509,750
2024	$5,261.00 (-1.66%)	$616,660 (-) Land $101,060 Building $515,600	$616,660 (-) Land $101,060 Building $515,600
2023	$5,350.00	$616,660 Land $101,060 Building $515,600	$616,660 Land $101,060 Building $515,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21790 Windmill Loop NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21790 Windmill Loop NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINLAND serves 4,801 people · EPA ID WA5391923
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink Fiber	100 / 100

May also be available: Kitsap PUD.

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