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21786 Windmill Loop NW, Poulsbo, WA 98370 Property Records

Kitsap County property record for 21786 Windmill Loop NW, Poulsbo, WA 98370

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,458 sqft · built 2012
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$330,406 (Aug 2012)
Tax Bill$5,537 (2026)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN5581-000-063-0000

Property Details

APN / Parcel Number

Primary APN5581-000-063-0000
Alternative APN
  • 2545507

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,458 sqft Living Area
Gross Area2,858 sqft
1st Floor Area1,024 sqft
2nd Floor Area1,434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleMulti-Level
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area140 sqft
Patio Area140 sqft
Canopy140 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address21786 WINDMILL LOOP NW
CityPOULSBO
StateWA
Zip98370-9808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 063, LIBERTY HILL, ACCORDING TO THE PLAT RECORDED IN VOLUME 33 OF PLATS, PAGE(S) 68-73, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range1E
Legal Township26
Legal Section10
Legal SubdivisionLIBERTY HILL
Legal Block1
Legal Lot Number063
JurisdictionKITSAP WA
Township / Civil DivisionPOULSBO
Census Block Group1
Census Block1012
Census Tract90201

Owner

Source: Kitsap County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1131 HEKAU ST, AIEA, HI 96701-4222
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2012 · Amount on Record
Deed SaleAug 8, 2012 · Amount on Record
Deed Document Number2012281
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address21786 WINDMILL LOOP NW, POULSBO, WA 98370-9808
Document Number0012300283
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyAEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21786 WINDMILL LOOP NW POULSBO WA 983709808, POULSBO, WA 98370-9808

Mortgage

Document Number0012300283
DateDec 30, 2020
Instrument202012300283
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
MunicipalityPoulsbo City
Unified School DistrictNorth Kitsap School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$614,120 (-) Land $105,800 Building $508,320$614,120 (-) Land $105,800 Building $508,320
2026$5,537.00 (+10.61%)$614,120 (+4.67%) Land $105,800 Building $508,320$614,120 (+4.67%) Land $105,800 Building $508,320
2024$5,006.00 (-1.65%)$586,710 (-) Land $98,930 Building $487,780$586,710 (-) Land $98,930 Building $487,780
2023$5,090.00$586,710 Land $98,930 Building $487,780$586,710 Land $98,930 Building $487,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVINLAND
serves 4,801 people · EPA ID WA5391923
Water SourceGroundwater
Last State InspectionSep 2022
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
Fiber		100 / 100

May also be available: Kitsap PUD.

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