21784 el Oso Way, Sonora, CA 95370 Property Records

Tuolumne County property record for 21784 el Oso Way, Sonora, CA 95370

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,294 sqft · built 1976
Lot Size	0.622 acres (27,088 sqft)
Owner	Individual Name on File
Last Sale	$346,000 (Oct 2025)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-240-036-000`

Property Details

APN / Parcel Number

Primary APN	`085-240-036-000`
Alternative APNs	`085-240-036` `0852403600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
Gross Area	1,774 sqft
1st Floor Area	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,088 sqft (0.622 acres)
Garage Type	Attached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	085-240-036
Street Address	21784 EL OSO WAY
City	SONORA
State	CA
Zip	95370-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1,MX
Legal Description	PAR A PM 9-26 POR PHOENIX LAKE C C EST 3
Legal Subdivision	PHOENIX LAKE CCE
Legal Lot Number	A
Jurisdiction	TUOLUMNE CA
Township / Civil Division	EAST SONORA-PHOENIX LAKE
Census Block Group	1
Census Block	1025
Census Tract	2202

Owner

21784 el Oso Way is owned and occupied by an individual who bought it in October 2025.

Source: Tuolumne County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	21784 EL OSO WAY, SONORA, CA 95370-9654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 24, 2025	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit OPERATING ENGINEERS #3 FCU
Jul 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	May 20, 2008 · Amount on File
Deed Document Number	20259608
Prior Transfer Date	Jul 11, 2018
Prior Transfer Doc	0000008062
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TUOLUMNE CA
Recording Date	Oct 24, 2025
Property Address	21784 EL OSO WAY, SONORA, CA 95370-9654
Document Number	0000009609
Map Reference	MB 9 PG 26
Instrument Date	Oct 14, 2025
Instrument	2025009609
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21784 EL OSO WAY, SONORA, CA 95370-9654

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TUOLUMNE CA
Recording Date	Oct 24, 2025
Property Address	21784 EL OSO WAY, SONORA, CA 95370-9654
Document Number	0000009608
Map Reference	MB 9 PG 26
Instrument Date	Oct 14, 2025
Instrument	2025009608
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21784 EL OSO WAY, SONORA, CA 95370-9654

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUOLUMNE CA
Property Address	21784 EL OSO WAY, SONORA, CA 95370-9654
Document Number	0000008554
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21784 EL OSO WAY SONORA CA 953709654, SONORA, CA 95370-9654

Mortgage

Document Number	0000008554
Date	Jul 24, 2018
Instrument	8554

Lender

Name	OPERATING ENGINEERS #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUOLUMNE CA
Recording Date	Jul 12, 2018
Property Address	21784 EL OSO WAY, SONORA, CA 95370-9654
Document Number	0000008062
Instrument Date	Jul 11, 2018
Instrument	8062
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21784 EL OSO WAY SONORA CA 953709654, SONORA, CA 95370-9654

Tax Assessment & Valuation

The 2025 property tax bill for 21784 el Oso Way was $3,150.

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Tuolumne County
Elementary School District	Curtis Creek Elementary School District (KG - 08)
Secondary School District	Sonora Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,000 (+12.11%) Land $70,000 Building $276,000
2025	$3,150.00 Homeowner's exemption	$308,615 Land $145,547 Building $163,068
2023	$3,153.00 (+0.03%) Homeowner's exemption	$308,615 Land $145,547 Building $163,068	$358,920
2022	$3,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21784 el Oso Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21784 el Oso Way is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX LAKE ESTATES CC MWC private · serves 1,168 people · EPA ID CA5510026
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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