2170 E Birch St, Bellingham, WA 98229 Property Records

Whatcom County property record for 2170 E Birch St, Bellingham, WA 98229

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,380 sqft · built 1985
Owner	Individual Name on File
Last Sale	$525,000 (May 2025)
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`553637`

Property Details

APN / Parcel Number

Primary APN	`553637`
Alternative APNs	`380328 460484 0010` `72540`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,380 sqft Living Area
1st Floor Area	1,050 sqft
2nd Floor Area	650 sqft

Exterior

Year Built	Built 1985
Garage Type	Attached

Location & Zoning

Account Number	553637
Street Address	2170 E BIRCH ST
City	BELLINGHAM
State	WA
Zip	98229-4558
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RS7.2
Legal Description	SUNRISE TRACT E CONDOMINIUM UNIT A BLDG 5 APT 2170-TOG WI UNDIV INT IN COMMON AREAS DESC AF 1329639- 1329760
Legal Range	03
Legal Township	38
Legal Section	28
Legal Subdivision	SUNRISE
Legal Tract	E
Legal Unit	5A
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2000
Census Tract	803

Owner

2170 E Birch St, a condominium, is owned and occupied by an individual who bought it in May 2025.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2170 E BIRCH ST # 5A, 5A, BELLINGHAM, WA 98229-4558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Jul 27, 2018 · Amount on File
Deed Document Number	2025-0501389
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2170 E BIRCH ST # 5A, 5A, BELLINGHAM, WA 98229-4558
Document Number	2201001458
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2170 E BIRCH ST #5A BELLINGHAM WA 982294558, 5A, BELLINGHAM, WA 98229-4558

Mortgage

Document Number	2201001458
Date	Oct 9, 2020
Instrument	1001458

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2170 E BIRCH ST # 5A, 5A, BELLINGHAM, WA 98229-4558
Document Number	2191002391
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2170 E BIRCH ST #5A BELLINGHAM WA 982294558, 5A, BELLINGHAM, WA 98229-4558

Mortgage

Document Number	2191002391
Date	Oct 17, 2019
Instrument	1002391

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 27, 2018
Property Address	2170 E BIRCH ST # 5A, 5A, BELLINGHAM, WA 98229-4558
Document Number	2180703005
Instrument Date	Jul 20, 2018
Instrument	703005
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,368.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2170 E BIRCH ST #5A BELLINGHAM WA 982294558, 5A, BELLINGHAM, WA 98229-4558

Mortgage

Document Number	2180703007
Date	Jul 27, 2018
Instrument	703007

Lender

Name	HOUSING FIN AUTH
Address	SEATTLE, WA 98104-3601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

Mortgage

Document Number	2180703006,
Date	Jul 27, 2018
Instrument	703006

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2170 E Birch St was $4,342 with a senior citizen's exemption.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,342.00 Senior Citizen's exemption	$530,915 Land $82,740 Building $448,175	$530,915 Land $82,740 Building $448,175
2022		$473,550 Land $73,800 Building $399,750	$473,550 Land $73,800 Building $399,750
2021	$2,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2170 E Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2170 E Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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