21771 Arenga Ln, Estero, FL 33928 Property Records

Lee County property record for 21771 Arenga Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,699 sqft · built 2010
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Jun 2019)
Tax Bill	$4,975 (2025)
Deeds & Mortgages	May 2026 Sale Nov 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-46-25-E4-13000.0240`

Property Details

APN / Parcel Number

Primary APN	`34-46-25-E4-13000.0240`
Alternative APNs	`253446E4130000240` `10486495`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,699 sqft Living Area
Gross Area	4,782 sqft
1st Floor Area	2,278 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	10,237 sqft (0.235 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	304 sqft
Patio Area	419 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10486495
Street Address	21771 ARENGA LN
City	ESTERO
State	FL
Zip	33928-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	ESTERO PALMS PB 76 PGS 94 + 95 LOT 24
Legal Range	25E
Legal Township	46S
Legal Section	34
Legal Subdivision	ESTERO PALMS
Legal Tract	E4
Legal Block	1
Legal Lot Number	24
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1017
Census Tract	50306

Owner

Source: Lee County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21771 ARENGA LN, ESTERO, FL 33928-3205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 8, 2020	Deed of Trust, Mortgage · Conventional with PMI SUMMIT MTG CORP
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MTG CORP
Feb 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	May 10, 2010 · Amount on Record
Deed Document Number	2019152095
Prior Transfer Date	Jan 11, 2018
Prior Transfer Doc	0000047646
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LEE FL
Recording Date	May 12, 2026
Property Address	21771 ARENGA LN, ESTERO, FL 33928-3205
Document Number	0000126142
Instrument Date	May 11, 2026
Instrument	2026126142
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	21771 ARENGA LN, ESTERO, FL 33928-3205

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21771 ARENGA LN, ESTERO, FL 33928-3205
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21771 ARENGA LN, ESTERO, FL 33928-3205

Mortgage

Document Number	0000366089
Date	Nov 6, 2021
Instrument	2021000366089

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 5, 2031

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21771 ARENGA LN, ESTERO, FL 33928-3205
Document Number	0000013982
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21771 ARENGA LN ESTERO FL 339283205, ESTERO, FL 33928-3205

Mortgage

Document Number	0000013982
Date	Jan 16, 2020
Instrument	13982

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 27, 2019
Property Address	21771 ARENGA LN, ESTERO, FL 33928-3205
Document Number	0000152095
Instrument Date	Jun 26, 2019
Instrument	152095
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21771 ARENGA LN ESTERO FL 339283205, ESTERO, FL 33928-3205

Mortgage

Document Number	152096
Date	Jun 27, 2019
Instrument	152096

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Feb 28, 2018
Property Address	21771 ARENGA LN, ESTERO, FL 33928-3205
Document Number	0000047646
Instrument Date	Jan 11, 2018
Instrument	47646
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21771 ARENGA LN ESTERO FL 339283205, ESTERO, FL 33928-3205

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,827 (+2.7%)	$445,508 (-31.19%) Land $89,633 Building $355,875
2025	$4,975.00 (+6.85%) Homeowner's exemption	$394,184 (+5.99%)	$647,475 (-2.22%) Land $98,515 Building $548,960
2023	$4,656.00 (-0.17%) Homeowner's exemption	$371,917 (+3%)	$662,178 (+36.64%) Land $159,524 Building $502,654
2022	$4,664.00 Homeowner's exemption	$361,084	$484,622 Land $112,674 Building $371,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 164 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	21 (1981–2023)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Mar 2023
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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