21770 Arenga Ln, Estero, FL 33928 Property Records

Lee County property record for 21770 Arenga Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,319 sqft · built 2009
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Aug 2020)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-46-25-E4-13000.0250`

Property Details

APN / Parcel Number

Primary APN	`34-46-25-E4-13000.0250`
Alternative APNs	`253446E4130000250` `34462513000000250` `10486496`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,319 sqft Living Area
Gross Area	4,133 sqft
1st Floor Area	2,567 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	10,193 sqft (0.234 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Florida Room
Porch Area	361 sqft
Patio Area	440 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10486496
Street Address	21770 ARENGA LN
City	ESTERO
State	FL
Zip	33928-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	ESTERO PALMS PB 76 PGS 94 + 95 LOT 25
Legal Range	25E
Legal Township	46S
Legal Section	34
Legal Subdivision	ESTERO PALMS
Legal Tract	E4
Legal Block	1
Legal Lot Number	25
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1017
Census Tract	50306

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21770 ARENGA LN, ESTERO, FL 33928-3206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · Conventional with PMI SOUTH ST BK
Apr 4, 2017	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	2020205306
Prior Transfer Date	May 11, 2014
Prior Transfer Doc	0000102805
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 31, 2020
Property Address	21770 ARENGA LN, ESTERO, FL 33928-3206
Document Number	0000205306
Instrument Date	Aug 28, 2020
Instrument	205306
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	LUTGERT TITLE, LUTGERT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21770 ARENGA LN ESTERO FL 339283206, ESTERO, FL 33928-3206

Mortgage

Document Number	205307
Date	Aug 31, 2020
Instrument	205307

Lender

Name	SOUTH ST BK
Type	Bank
Address	1951 8TH ST NW, WINTER HAVEN, FL 33880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 4, 2017
Property Address	21770 ARENGA LN, ESTERO, FL 33928-3206
Document Number	0000071794
Instrument Date	Mar 31, 2017
Instrument	71794
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,066.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21770 ARENGA LN ESTERO FL 339283206, ESTERO, FL 33928-3206

Mortgage

Document Number	71795
Date	Apr 4, 2017
Instrument	71795

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,827 (+2.7%)	$466,413 (-22.05%) Land $89,633 Building $376,780
2025	$5,229.00 (+6.78%) Homeowner's exemption	$413,658 (+5.99%)	$598,331 (-14.74%) Land $98,515 Building $499,816
2023	$4,897.00 (-0.04%) Homeowner's exemption	$390,291 (+3%)	$701,781 (+37.99%) Land $159,523 Building $542,258
2022	$4,899.00 Homeowner's exemption	$378,923	$508,571 Land $112,674 Building $395,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 164 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	21 (1981–2023)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Mar 2023
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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