2177 Waldo Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 2177 Waldo Rd, Pontotoc, MS 38863

Property Summary

Property TypeMobile Home
Details1,280 sqft · built 1998
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$193 (2025)
Deeds & MortgagesAug 2023 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN031-11-000-008.02

Property Details

APN / Parcel Number

Primary APN031-11-000-008.02
Alternative APN
  • 4068

Interior

Building Area1,280 sqft Living Area

Exterior

Year BuiltBuilt 1998
Lot Area43,560 sqft (1 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number4068
Street Address2177 WALDO RD
CityPONTOTOC
StateMS
Zip38863-7459
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description1 AC SE1/4 DB 514-302 1/91 431-328; 589-267 3/94 20131208 3/11/13 20165508 11/18/16 20214259 10/7/21 662 419 9441
JurisdictionPONTOTOC MS
Township / Civil Division2
Census Block Group1
Census Block1035
Census Tract950500

Owner

2177 Waldo Rd, a mobile home, is owned and occupied by two individuals.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record2 Individual Names on File
Mailing Address2177 WALDO RD, PONTOTOC, MS 38863-7459
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Deed of Trust, Mortgage · Closed-End Mortgage
FIRST CHOICE BANK
Oct 7, 2021Deed of Trust, Mortgage
FIRST CHOICE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address2177 WALDO RD, PONTOTOC, MS 38863-7459
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2177 WALDO RD, PONTOTOC, MS 38863-7459

Mortgage

Document Number2023003402
DateAug 4, 2023
Instrument2023003402
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term60 Months
DueJul 31, 2028

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address2177 WALDO RD, PONTOTOC, MS 38863-7459
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2177 WALDO RD, PONTOTOC, MS 38863-7459

Mortgage

Document Number2021004260
DateOct 7, 2021
Instrument2021004260
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
AmountAmount on Record
Term120 Months
DueOct 5, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 2177 Waldo Rd was $193 with exemptions applied.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$193.00 Homeowner's exemption Disabled Person's exemption$1,512$13,840 Land $7,550 Building $6,290
2023$265.00$2,077$13,840 Land $7,550 Building $6,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2177 Waldo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2177 Waldo Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 45% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGOMA WATER ASSOCIATION
public/private · serves 6,879 people · EPA ID MS0580001
Water SourceGroundwater
Last State InspectionSep 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waldo Rd

Nearby Streets

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