1990 Waldo Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 1990 Waldo Rd, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,652 sqft · built 2020
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$1,961 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN031-11-000-006.01

Property Details

APN / Parcel Number

Primary APN031-11-000-006.01
Alternative APN
  • 24796

Interior

Full Baths1 Bath
Building Area2,652 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialMetal
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number24796
Street Address1990 WALDO RD
CityPONTOTOC
StateMS
Zip38863-6731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 AC SW1/4 20192483 7/3/19 662 231 4304
JurisdictionPONTOTOC MS
Township / Civil Division2
Census Block Group1
Census Block1002
Census Tract950500

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1990 WALDO RD, PONTOTOC, MS 38863-6731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CHOICE BANK
Dec 1, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CHOICE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1990 WALDO RD, PONTOTOC, MS 38863-6731
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2388 WALDO RD, PONTOTOC, MS 38863-7479

Mortgage

Document Number2019004466
DateNov 26, 2019
Instrument2019004466
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueDec 1, 2020

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address1990 WALDO RD, PONTOTOC, MS 38863-6731
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1990 WALDO RD, PONTOTOC, MS 38863-6731

Mortgage

Document Number2020004541
DateDec 1, 2020
Instrument2020004541
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 19, 2050

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,961.00 Homeowner's exemption$15,339 (-)$153,386 (-) Land $9,250 Building $144,136
2023$1,961.00 Homeowner's exemption$15,339$153,386 Land $9,250 Building $144,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 50% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waldo Rd

Nearby Streets

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