2177 Siddle Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2177 Siddle Loop, Ferndale, WA 98248 · Last verified August 2026

Property Summary

Property Type	Quadplex
Details	8 bd · 8 ba · 4,525 sqft · built 2013
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,097 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390219-467112-0000`

Property Details

APN / Parcel Number

Primary APN	`390219-467112-0000`
Alternative APNs	`176966` `581300` `504921`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Units	4 Units
Stories	2 Stories
Building Area	4,525 sqft Living Area
Gross Area	5,669 sqft
1st Floor Area	2,111 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Quadruplex
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces
Patio Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	176966
Street Address	2177 SIDDLE LOOP
City	FERNDALE
State	WA
Zip	98248-8841
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	VISTA MEADOWS LONG PLAT PHASE 3 LOT 22
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	VISTA MEADOWS LONG PLAT PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	22
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1025
Census Tract	10506

Owner

Source: Whatcom County records · APN 390219-467112-0000

Assessment roll updated December 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5766 GOOD NEWS LN, FERNDALE, WA 98248-0026
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 14, 2021
Transfer Doc	0000002221
Record Updated	Sep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 11, 2021
Property Address	2177 SIDDLE LOOP, FERNDALE, WA 98248-8841
Document Number	20210602221
Map Reference	AF 2130701203
Instrument Date	May 14, 2021
Instrument	2021-0602221
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	20210602222
Date	Jun 11, 2021
Instrument	2021-0602222

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	8.75%

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,097.00 (+16.32%)	$1,084,521 (+16.1%) Land $224,070 Building $860,451	$1,084,521 (+16.1%) Land $224,070 Building $860,451
2022		$934,160 Land $234,075 Building $700,085	$934,160 Land $234,075 Building $700,085
2021	$6,961.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2021–2025)
Most Recent Claim	Dec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Northwest Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.