Whatcom County property record for 2171 Siddle Loop, Ferndale, WA 98248 · Last verified March 2026
| Property Type | Quadplex |
|---|---|
| Details | 8 bd · 8 ba · 4,324 sqft · built 2020 |
| Lot Size | 0.198 acres (8,638 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,300,000 (Sep 2024) |
| Tax Bill | $9,000 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189915 |
| Primary APN | 189915 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 8 Baths |
| Building Area | 4,324 sqft Living Area |
| 1st Floor Area | 3,400 sqft |
| 2nd Floor Area | 5,248 sqft |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,638 sqft (0.198 acres) |
| Garage Type | Built-in |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 280 sqft |
| Patio Area | 576 sqft |
| Balcony | Balcony |
| Balcony Area | 288 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 176974 |
|---|---|
| Street Address | 2171 SIDDLE LOOP |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8631 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Legal Description | LOT 30B OTTER SHORT PLAT AS REC AF 2021-0304857 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 19 |
| Legal Subdivision | OTTER SHORT PLAT |
| Legal Lot Number | 30B |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10506 |
Source: Whatcom County records · APN 189915
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 14398 ELSIE LN NE, WA |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| May 08, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK |
| Feb 21, 2020 | Deed of Trust, Construction Loan · Construction Mortgage PEOPLES BK |
| Feb 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 02, 2019 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK |
| Apr 28, 2017 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Apr 11, 2018 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on Record |
| Deed Sale | Sep 27, 2024 · Amount on Record |
| Prior Sale | Aug 02, 2019 · Amount on Record |
| Deed Document Number | 2024-0902157 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2171 SIDDLE LOOP, FERNDALE, WA 98248-8631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0000305711 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-0305711 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2171 SIDDLE LOOP, FERNDALE, WA 98248-8631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000500526 |
|---|---|
| Date | May 08, 2023 |
| Instrument | 2023-0500526 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 21, 2020 |
| Property Address | 2171 SIDDLE LOOP, FERNDALE, WA 98248-8631 |
| Document Number | 2200202133 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 202133 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 06, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6652 WOODLYN RD FERNDALE WA 982488802, FERNDALE, WA 98248-8802 |
| Document Number | 2200202133 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 202133 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | 418 GROVER ST, LYNDEN, WA 98264-1929 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 13, 2020 |
| Property Address | 2171 SIDDLE LOOP, FERNDALE, WA 98248-8631 |
| Document Number | 2200201308 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 201308 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6652 WOODLYN RD FERNDALE WA 982488802, FERNDALE, WA 98248-8802 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 02, 2019 |
| Property Address | 2171 SIDDLE LOOP, FERNDALE, WA 98248-8631 |
| Document Number | 2190800271 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 800271 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,989.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 547 W POLE RD LYNDEN WA 982649689, LYNDEN, WA 98264-9689 |
| Document Number | 2190800272 |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 800272 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 28, 2017 |
| Property Address | 2171 SIDDLE LOOP, FERNDALE, WA 98248-8631 |
| Document Number | 2170402940 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 402940 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,277.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2171 SIDDLE LOOP FERNDALE WA 982488631, FERNDALE, WA 98248-8631 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 11, 2018 |
| Property Address | 2171 SIDDLE LOOP, FERNDALE, WA 98248-8631 |
| Document Number | 2180401103 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 401103 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,277.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2171 SIDDLE LOOP FERNDALE WA 982488631, FERNDALE, WA 98248-8631 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,000.00 | $1,201,401 (+23.76%) Land $224,070 Building $977,331 | $1,201,401 (+23.76%) Land $224,070 Building $977,331 |
| 2022 | $970,765 Land $234,075 Building $736,690 | $970,765 Land $234,075 Building $736,690 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Claims | 5 (2021–2025) |
| Most Recent Claim | Dec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Named Events |
|
| Nearby Flood Policies | 5 in force 4 of 5 on primary residences |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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