2177 Francis Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2177 Francis Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,109 sqft · built 2004
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$371,070 (Mar 2023)
Tax Bill	$1,909 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014.020.04002067`

Property Details

APN / Parcel Number

Primary APN	`014.020.04002067`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,109 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	1,406 sqft
Basement Area	703 sqft
Finished Basement	703 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2177 FRANCIS DR
City	ARNOLD
State	MO
Zip	63010-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	BRISSETTE ACRES LOT 11B
Legal Range	6E
Legal Township	43N
Legal Section	20
Legal Subdivision	BRISSETTE
Legal Block	1
Legal Lot Number	11B
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1011
Census Tract	700121

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2177 FRANCIS DR, ARNOLD, MO 63010-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP
Dec 29, 2021	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
May 6, 2019	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAP
Mar 8, 2018	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAP
May 9, 2017	Warranty Deed, Transfer · FHA Mortgage VINSON MTG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	20234936
Prior Transfer Date	Jul 7, 2016
Prior Transfer Doc	2016R026312
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 2, 2023
Property Address	2177 FRANCIS DR, ARNOLD, MO 63010-2226
Document Number	0000004936
Map Reference	MB 203 PG 16
Instrument Date	Feb 28, 2023
Instrument	2023R-004936
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 FRANCIS DR, ARNOLD, MO 63010-2226

Mortgage

Document Number	0000004937
Date	Mar 2, 2023
Instrument	2023R-004937

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2177 FRANCIS DR, ARNOLD, MO 63010-2226
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 FRANCIS DR, ARNOLD, MO 63010-2226

Mortgage

Document Number	0000055486
Date	Dec 29, 2021
Instrument	2021R-055486

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2177 FRANCIS DR, ARNOLD, MO 63010-2226
Document Number	0000013289
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2177 FRANCIS DR ARNOLD MO 630102226, ARNOLD, MO 63010-2226

Mortgage

Document Number	0000013289
Date	May 13, 2019
Instrument	13289

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2177 FRANCIS DR, ARNOLD, MO 63010-2226
Document Number	0000007585
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	CHESTERFIELD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2177 FRANCIS DR ARNOLD MO 630102226, ARNOLD, MO 63010-2226

Mortgage

Document Number	0000007585
Date	Mar 13, 2018
Instrument	7585

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 9, 2017
Property Address	2177 FRANCIS DR, ARNOLD, MO 63010-2226
Document Number	0000013763
Instrument Date	May 4, 2017
Instrument	13763
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2177 FRANCIS DR ARNOLD MO 630102226, ARNOLD, MO 63010-2226

Mortgage

Document Number	13764
Date	May 9, 2017
Instrument	13764

Lender

Name	VINSON MTG SVCS
Type	Mortgage Company
Address	TOWN AND COUNTRY, MO 63131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,700 (+8.79%) Land $2,700 Building $27,000	$156,700 (-) Land $14,400 Building $142,300
2024	$1,909.00 (+0.58%)		$156,700 (+8.97%) Land $14,400 Building $142,300
2023	$1,898.00	$27,300 Land $2,700 Building $24,600	$143,800 Land $14,400 Building $129,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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