2165 Francis Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2165 Francis Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1,269 sqft · built 2016
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Mar 2017)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-20.0-4-002-073.01`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-20.0-4-002-073.01`

Interior

Building Area	1,269 sqft Living Area
Gross Area	1,941 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Split Level
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	672 sqft

Location & Zoning

Street Address	2165 FRANCIS DR
City	ARNOLD
State	MO
Zip	63010-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRISSETTE ACRES LOT 12 LOT SPLIT LOT 12A
Legal Range	6E
Legal Township	43N
Legal Section	20
Legal Subdivision	BRISSETTE
Legal Block	1
Legal Lot Number	12A
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1011
Census Tract	700121

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2165 FRANCIS DR, ARNOLD, MO 63010-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 8, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Mar 20, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	20178224
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2165 FRANCIS DR, ARNOLD, MO 63010-2226
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 FRANCIS DR, ARNOLD, MO 63010-2226

Mortgage

Document Number	0000014369
Date	Apr 28, 2022
Instrument	2022R-014369

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2165 FRANCIS DR, ARNOLD, MO 63010-2226
Document Number	0000029690
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2165 FRANCIS DR ARNOLD MO 630102226, ARNOLD, MO 63010-2226

Mortgage

Document Number	0000029690
Date	Aug 17, 2020
Instrument	29690

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 20, 2017
Property Address	2165 FRANCIS DR, ARNOLD, MO 63010-2226
Document Number	0000008224
Instrument Date	Mar 16, 2017
Instrument	8224
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2165 FRANCIS DR ARNOLD MO 630102226, ARNOLD, MO 63010-2226

Mortgage

Document Number	8225
Date	Mar 20, 2017
Instrument	8225

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,100 (-) Land $2,500 Building $35,600	$200,800 (-) Land $13,200 Building $187,600
2025	$2,581.00 (+6.7%)	$38,100 (+9.48%) Land $2,500 Building $35,600
2024			$200,800 (+9.55%) Land $13,200 Building $187,600
2023	$2,419.00	$34,800 Land $2,500 Building $32,300	$183,300 Land $13,200 Building $170,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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