St. Louis County property record for 2177 Birch Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Lot Size | 0.163 acres (7,128 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Aug 2021) |
| Tax Bill | $682 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0295-00240 |
| Primary APN | 387-0295-00240 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,128 sqft (0.163 acres) |
|---|
| Account Number | 1116031 |
|---|---|
| Street Address | 2177 BIRCH POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8104 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0024 BLOCK:000 SERIAL # |
| Legal Subdivision | NORTH COUNTRY PLACE T OF GREEN |
| Legal Lot Number | 24 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3025 E 2ND ST, DULUTH, MN 55812-1926 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 20211423347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 31, 2021 |
| Property Address | 3025 E 2ND ST, DULUTH, MN 55812-1926 |
| Document Number | 0001423347 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 1423347 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,452.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3025 E 2ND ST, DULUTH, MN 55812-1926 |
| Document Number | 0001423348 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 1423348 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $682.00 (+5.9%) | ||
| 2025 | $644.00 (+4.55%) | $93,200 (+12.7%) Land $93,200 | $93,200 (+12.7%) Land $93,200 |
| 2024 | $616.00 | $82,700 (+26.07%) Land $82,700 | $82,700 (+26.07%) Land $82,700 |
| 2022 | $65,600 Land $65,600 | $65,600 Land $65,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Telephone Company Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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