2174 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2174 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 540 sqft
Lot Size	0.203 acres (8,883 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,040 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`387-0295-00270`

Property Details

APN / Parcel Number

Primary APN	`387-0295-00270`
Alternative APNs	`1141162` `1195606` `988229` `676738`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	540 sqft Gross Area
1st Floor Area	540 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,883 sqft (0.203 acres)

Exterior Amenities

Deck Area	288 sqft
Cabin	300 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	1195606
Street Address	2174 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0027 BLOCK:000 SERIAL #
Legal Subdivision	NORTH COUNTRY PLACE
Legal Lot Number	27
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7092 HOLLY LN, GILBERT, MN 55741-8338
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 17, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 27, 2026	Re-recorded Document
Mar 27, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 30, 2024
Transfer Doc	0001081006
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 16, 2026
Property Address	2174 BIRCH POINT RD, TOWER, MN 55790
Document Number	0001103685
Instrument Date	Jul 7, 2026
Instrument	20261103685
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 16, 2026
Property Address	2174 BIRCH POINT RD, TOWER, MN 55790
Document Number	0001103684
Instrument Date	Jul 7, 2026
Instrument	20261103684
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7092 HOLLY LN, GILBERT, MN 55741-8338

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 17, 2026
Property Address	2174 BIRCH POINT RD, TOWER, MN 55790
Document Number	0001100648
Instrument Date	Apr 14, 2026
Instrument	20261100648
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Mar 27, 2026
Property Address	2174 BIRCH POINT RD, TOWER, MN 55790
Document Number	0001529830
Instrument Date	Mar 26, 2026
Instrument	1529830
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 1 2 16TH STREET NORTH, VIRGINIA, MN 55792

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 27, 2026
Property Address	2174 BIRCH POINT RD, TOWER, MN 55790
Document Number	0001099968
Instrument Date	Mar 26, 2026
Instrument	1099968
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 1 2 16TH STREET NORTH, VIRGINIA, MN 55792

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,040.00 (+22.6%)
2025	$1,664.00 (+8.76%)	$255,100 (+30.75%) Land $142,000 Building $113,100	$255,100 (+30.75%) Land $142,000 Building $113,100
2024	$1,530.00	$195,100 (+15.58%) Land $104,600 Building $90,500	$195,100 (+15.58%) Land $104,600 Building $90,500
2022		$168,800 Land $90,400 Building $78,400	$168,800 Land $90,400 Building $78,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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