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2176 W Cactus Rd, Safford, AZ 85546 Property Records

Graham County property record for 2176 W Cactus Rd, Safford, AZ 85546

Property Summary

Property TypeSingle Family Home
Details2,878 sqft · built 2008
Lot Size1.87 acres (81,457 sqft)
Owner2 Individual Names on File
Tax Bill$1,891 (2025)
Deeds & MortgagesJan 2023 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN106-03-011I

Property Details

APN / Parcel Number

Primary APN106-03-011I

Interior

Stories1 Story
Building Area2,878 sqft Living Area
Gross Area3,553 sqft
1st Floor Area2,878 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area81,457 sqft (1.87 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2176 W CACTUS RD
CitySAFFORD
StateAZ
Zip85546-8400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM @ NE COR NE4 SEC 12 T8S R25E TH S0D557 W 2635.27 TH N89D53 15 W 654.67 TO POB TH N89D5315 W 304.18 TH N0D242 E 267.15 TH S89D5718 E 304.59 TH S0D754 W 267.51 TO POB 106-03-011H NO W 011I & 011J 2009 SPLIT
Legal Range25E
Legal Township08S
Legal Section12
JurisdictionGRAHAM AZ
Township / Civil DivisionSAFFORD
Census Block Group1
Census Block1047
Census Tract961500

Owner

2176 W Cactus Rd is owned and occupied by two individuals.

Source: Graham County records, as of May 6, 2026

Owner of Record2 Individual Names on File
Mailing Address2176 W CACTUS RD, SAFFORD, AZ 85546-8400
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Apr 16, 2020Deed of Trust, Mortgage
ONEAZ CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAHAM AZ
Property Address2176 W CACTUS RD, SAFFORD, AZ 85546-8400
Transaction TypeMortgage
Record UpdatedApr 17, 2026
Title CompanyTITLE 365- NLSE, TITLE 336 NLSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2176 W CACTUS RD, SAFFORD, AZ 85546-8400

Mortgage

Document Number0000000209
DateJan 20, 2023
Instrument2023-00209
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAHAM AZ
Property Address2176 W CACTUS RD, SAFFORD, AZ 85546-8400
Document Number0000002003
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanySTEWART TITLE AND TRUST-SAFFORD, STEWART TITLE & TR-SAFFORD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2176 W CACTUS RD SAFFORD AZ 855468400, SAFFORD, AZ 85546-8400

Mortgage

Document Number0000002003
DateApr 22, 2020
Instrument2003
Lender
NameONEAZ CU
AddressPHOENIX, AZ 85027
Agreement
AmountAmount on Record
Term360 Months
DueApr 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2176 W Cactus Rd was $1,891.

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGraham County
Unified School DistrictThatcher Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$319,669 Land $25,706 Building $293,963
2025$1,891.00$30,170 Land $2,074 Building $28,096$301,698 Land $20,741 Building $280,957
2023$1,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2176 W Cactus Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2015–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2176 W Cactus Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 63% of Arizona
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAFFORD
serves 20,600 people · EPA ID AZ0405005
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Jan 2017
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Nov 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50

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