Merced County property record for 2176 Julia Ln, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 6,104 sqft · built 1995 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,888 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-140-013-000 |
| Primary APN | 207-140-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 6,104 sqft Living Area |
| Gross Area | 1,477 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 1,477 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 183 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Old Parcel Number | 207-140-013 |
|---|---|
| Street Address | 2176 JULIA LN |
| City | ATWATER |
| State | CA |
| Zip | 95301-8441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | PASS EST 2 LOT 2 |
| Legal Subdivision | PASS ESTATE |
| Legal Lot Number | 2 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 702 |
2176 Julia Ln is owner-occupied and held in a trust since December 2020.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2176 JULIA LN, ATWATER, CA 95301-8441 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK |
| Dec 15, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 9, 2020 |
| Transfer Doc | 0000048417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2176 JULIA LN, ATWATER, CA 95301-8441 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2176 JULIA LN, ATWATER, CA 95301-8441 |
| Document Number | 0000012247 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 2023012247 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | MODESTO, CA 95350 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 15, 2020 |
| Property Address | 2176 JULIA LN, ATWATER, CA 95301-8441 |
| Document Number | 0000048417 |
| Map Reference | VOL 42 PG 23&24 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2020048417 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2176 JULIA LN, ATWATER, CA 95301-8441 |
| Document Number | 0000048418 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020048418 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 2176 Julia Ln was $7,888.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | McSwain Union Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $762,436 (+2%) Land $78,942 Building $683,494 | |
| 2025 | $7,888.00 | $747,488 Land $77,395 Building $670,093 |
| 2023 | $7,582.00 (+1.24%) | $718,464 Land $74,391 Building $644,073 |
| 2022 | $7,489.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2176 Julia Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2176 Julia Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies.
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