2026 Julia Ln, Atwater, CA 95301 Property Records

Merced County property record for 2026 Julia Ln, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,260 sqft · built 2016
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jan 2017)
Tax Bill	$7,355 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207-140-008-000`

Property Details

APN / Parcel Number

Primary APN	`207-140-008-000`
Alternative APN	`207-140-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	3,260 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Patio Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	207-140-008
Street Address	2026 JULIA LN
City	ATWATER
State	CA
Zip	95301-8441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PASS EST 2 LOT 7
Legal Subdivision	PASS ESTATE
Legal Lot Number	7
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2009
Census Tract	702

Owner

2026 Julia Ln is owned and occupied by two individuals who bought it in January 2017.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2026 JULIA LN, ATWATER, CA 95301-8441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage MONEY SOURCE
Jan 27, 2017	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on File
Deed Sale	Jan 27, 2017 · Amount on File
Prior Sale	Apr 23, 2014 · Amount on File
Deed Document Number	20173153
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2026 JULIA LN, ATWATER, CA 95301-8441
Document Number	0000037115
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2026 JULIA LN ATWATER CA 953018441, ATWATER, CA 95301-8441

Mortgage

Document Number	0000037115
Date	Nov 14, 2019
Instrument	37115

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2026 JULIA LN, ATWATER, CA 95301-8441
Document Number	0000027124
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2026 JULIA LN ATWATER CA 953018441, ATWATER, CA 95301-8441

Mortgage

Document Number	0000027124
Date	Aug 31, 2018
Instrument	27124

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 27, 2017
Property Address	2026 JULIA LN, ATWATER, CA 95301-8441
Document Number	0000003153
Map Reference	VOL 42 PG 24
Instrument Date	Jan 12, 2017
Instrument	2017-003153
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2026 JULIA LN, ATWATER, CA 95301-8441

Mortgage

Document Number	0000003154
Date	Jan 27, 2017
Instrument	2017-003154

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2026 Julia Ln was $7,355.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	McSwain Union Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,447 (+2%) Land $118,377 Building $572,070
2025	$7,355.00	$676,909 Land $116,056 Building $560,853
2023	$7,077.00 (+1.2%)	$650,625 Land $111,550 Building $539,075
2022	$6,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2026 Julia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2026 Julia Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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