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2176 Continental St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2176 Continental St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage2,295 sqft Heated Area
Lot Size7,187 sqft (0.164 acres)
OccupancyOwner Occupied
Last Sale$212,000 (2016)
Tax Bill$6,291.00 (2025)

Property Details

APN / Parcel Number

Primary APN140260
Alternative APN
  • 092630005500011220

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,295 sqft Heated Area
Gross Area2,856 sqft Gross Area
1st Floor1,366 sqft 1st Floor
Upper Floors929 sqft Upper Floors
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,187 sqft (0.164 acres)
Depth X Width90 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area424 sqft Garage
Patio Area54 sqft Patio
PorchOpen Porch
Porch Area137 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number140260
Street Address2176 CONTINENTAL ST
CitySAINT CLOUD
StateFL
Zip34769-7068
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PH 1B PB 18 PG 72 LOT 122
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK
Legal Phase1B
Legal Tract55
Legal Block1
Legal Lot Number122
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1009
Census Tract43208

Owner

Source: Osceola County records · APN 140260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2176 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST GUARANTY MORTGAGE CORP
Jul 02, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2016 · Amount on Record
Deed SaleNov 10, 2016 · Amount on Record
Prior SaleFeb 11, 2016 · Amount on Record
Deed Doc Number2016169805
Deed Book / Page5054 / 2446
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2176 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyNOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2176 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068

Mortgage

Document Number0061202434
DateJan 03, 2022
Book Page6120/2434
Instrument2022000462
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2176 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068
Document Number0057581273
Instrument DateJul 02, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2176 CONTINENTAL ST ST CLOUD FL 347697068, ST CLOUD, FL 34769-7068

Mortgage

Document Number0057581273
DateJul 21, 2020
Book Page005758/001273
Instrument94663
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term300 Months
DueJul 20, 2045

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,291.00 (+4.43%) Homeowner's exemption$196,947 (+5.99%)$325,500 (+0.65%) Land $70,000 Building $255,500
2023$6,024.00 (+3.22%) Homeowner's exemption$185,823 (+3%)$323,400 (+18.29%) Land $60,000 Building $263,400
2022$5,836.00 Homeowner's exemption$180,411$273,400 Land $55,000 Building $218,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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