2174 Continental St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2174 Continental St, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,799 sqft · built 2007
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Oct 2024)
Tax Bill$8,062 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-26-30-0055-0001-1210

Property Details

APN / Parcel Number

Primary APN09-26-30-0055-0001-1210
Alternative APNs
  • 263009005500011210
  • 140259

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,799 sqft Living Area
Gross Area2,578 sqft
1st Floor Area1,799 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions90 ft deep x 80 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area338 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2174 CONTINENTAL ST
CitySAINT CLOUD
StateFL
Zip34769-7068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PH 1B PB 18 PG 72 LOT 121
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK PH 1B
Legal Phase1B
Legal Tract55
Legal Block1210
Legal Lot Number121
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0055-0001-1210

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2174 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Jan 02, 2020Deed of Trust, Mortgage · VA Mortgage
USAA
Apr 18, 2018Intrafamily Transfer, Transfer · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2024 · Amount on Record
Deed SaleOct 07, 2024 · Amount on Record
Prior SaleAug 06, 2024 · Amount on Record
Deed Document Number2024127733
Deed Book / Page6675 / 1901
Prior Transfer DateApr 12, 2018
Prior Transfer Doc0053190879
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2174 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068
Transaction TypeMortgage
Record UpdatedDec 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2174 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068

Mortgage

Document Number0063281845
DateDec 13, 2022
Book Page6328/1845
Instrument2022177924
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2174 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068
Document Number0056750703
Instrument DateJan 02, 2020
Transaction TypeMortgage
Record UpdatedMar 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2174 CONTINENTAL ST ST CLOUD FL 347697068, ST CLOUD, FL 34769-7068

Mortgage

Document Number0056750703
DateFeb 17, 2020
Book Page005675/000703
Instrument23165
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 16, 2050

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateApr 18, 2018
Property Address2174 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068
Document Number0053190879
Book / Page5319 / 0879
Map ReferenceMB18 PG72
Instrument DateApr 12, 2018
Instrument2018061303
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCARRINGTON TITLE SERVICES LL

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2174 CONTINENTAL ST, SAINT CLOUD, FL 34769-7068

Mortgage

Document Number2018061304
DateApr 18, 2018
Instrument2018061304
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,062.00 (+121.85%)$295,900 (+82.68%) Land $70,000 Building $225,900$295,900 (+1.02%) Land $70,000 Building $225,900
2024$3,634.00 (-33.98%)
2023$5,504.00 (+3.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$161,975 (+3%)$292,900 (+18.1%) Land $60,000 Building $232,900
2022$5,329.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$157,258$248,000 Land $55,000 Building $193,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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