21756 Windmill Loop NW, Poulsbo, WA 98370 Property Records

Kitsap County property record for 21756 Windmill Loop NW, Poulsbo, WA 98370

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,156 sqft · built 2012
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Oct 2025)
Tax Bill	$5,210 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5581-000-057-0008`

Property Details

APN / Parcel Number

Primary APN	`5581-000-057-0008`
Alternative APN	`2545440`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,156 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	860 sqft
2nd Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Patio Area	70 sqft
Canopy	70 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	21756 WINDMILL LOOP NW
City	POULSBO
State	WA
Zip	98370-9808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 057, LIBERTY HILL, ACCORDING TO THE PLAT RECORDED IN VOLUME 33 OF PLATS, PAGE(S) 68-73, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	1E
Legal Township	26
Legal Section	10
Legal Subdivision	LIBERTY HILL
Legal Block	1
Legal Lot Number	057
Jurisdiction	KITSAP WA
Township / Civil Division	POULSBO
Census Block Group	1
Census Block	1012
Census Tract	90201

Owner

21756 Windmill Loop NW is owned and occupied by two individuals who bought it in October 2025.

Source: Kitsap County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21756 WINDMILL LOOP NW, POULSBO, WA 98370-9808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Apr 22, 2015 · Amount on File
Deed Document Number	2025109
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	21756 WINDMILL LOOP NW, POULSBO, WA 98370-9808
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000099
Date	Mar 12, 2021
Instrument	202103120099

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jun 1, 2050

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Oct 30, 2025
Property Address	21756 WINDMILL LOOP NW, POULSBO, WA 98370-9808
Document Number	0000000109
Map Reference	VOL 33 PG 68-73
Instrument Date	Oct 27, 2025
Instrument	202510300109
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AEGIS LAND TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,722.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21756 WINDMILL LOOP NW, POULSBO, WA 98370-9808

Mortgage

Document Number	0000000110
Date	Oct 30, 2025
Instrument	202510300110

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	21756 WINDMILL LOOP NW, POULSBO, WA 98370-9808
Document Number	0004210033
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21756 WINDMILL LOOP NW POULSBO WA 983709808, POULSBO, WA 98370-9808

Mortgage

Document Number	0004210033
Date	Apr 21, 2020
Instrument	202004210033

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 21756 Windmill Loop NW was $5,210, up 2.5% from the year before.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Municipality	Poulsbo City
Unified School District	North Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$577,760 (-) Land $105,800 Building $471,960	$577,760 (-) Land $105,800 Building $471,960
2026	$5,210.00 (+2.54%)	$577,760 (-) Land $105,800 Building $471,960	$577,760 (-) Land $105,800 Building $471,960
2025	$5,081.00 (+10.19%)	$577,760 (+6.89%) Land $105,800 Building $471,960	$577,760 (+6.89%) Land $105,800 Building $471,960
2024	$4,611.00 (-1.68%)	$540,510 (-) Land $98,930 Building $441,580	$540,510 (-) Land $98,930 Building $441,580
2023	$4,690.00	$540,510 Land $98,930 Building $441,580	$540,510 Land $98,930 Building $441,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21756 Windmill Loop NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21756 Windmill Loop NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINLAND serves 4,801 people · EPA ID WA5391923
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink Fiber	100 / 100

May also be available: Kitsap PUD.

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