21692 Windmill Loop NW, Poulsbo, WA 98370 Property Records

Kitsap County property record for 21692 Windmill Loop NW, Poulsbo, WA 98370

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 3,496 sqft · built 2013
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$394,276 (Jan 2013)
Tax Bill	$6,516 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5581-000-055-0000`

Property Details

APN / Parcel Number

Primary APN	`5581-000-055-0000`
Alternative APN	`2545424`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,496 sqft Living Area
Gross Area	3,916 sqft
1st Floor Area	1,528 sqft
2nd Floor Area	1,968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	219 sqft
Canopy	219 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	21692 WINDMILL LOOP NW
City	POULSBO
State	WA
Zip	98370-9807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 055, LIBERTY HILL, ACCORDING TO THE PLAT RECORDED IN VOLUME 33 OF PLATS, PAGE(S) 68-73, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	1E
Legal Township	26
Legal Section	10
Legal Subdivision	LIBERTY HILL
Legal Block	1
Legal Lot Number	055
Jurisdiction	KITSAP WA
Township / Civil Division	POULSBO
Census Block Group	1
Census Block	1012
Census Tract	90201

Owner

21692 Windmill Loop NW is owned and occupied by two individuals who acquired it in December 2017.

Source: Kitsap County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21692 WINDMILL LOOP NW, POULSBO, WA 98370-9807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Dec 20, 2017	Quit Claim Deed, Transfer BLUE BRICK FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2013 · Amount on File
Deed Sale	Jan 7, 2013 · Amount on File
Deed Document Number	2013362
Last Transfer Date	Dec 12, 2017
Transfer Doc	0000000201
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	21692 WINDMILL LOOP NW, POULSBO, WA 98370-9807
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000049
Date	Feb 12, 2021
Instrument	202102120049

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	21692 WINDMILL LOOP NW, POULSBO, WA 98370-9807
Document Number	0004220158
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	LAND TITLE COMPANY-SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21692 WINDMILL LOOP NW POULSBO WA 983709807, POULSBO, WA 98370-9807

Mortgage

Document Number	0004220158
Date	Apr 22, 2020
Instrument	202004220158

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 21, 2035

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KITSAP WA
Recording Date	Dec 20, 2017
Property Address	21692 WINDMILL LOOP NW, POULSBO, WA 98370-9807
Document Number	0012200201
Instrument Date	Dec 12, 2017
Instrument	201712200201
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	OLYMPIA TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$3,933.91
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21692 WINDMILL LOOP NW POULSBO WA 983709807, POULSBO, WA 98370-9807

Mortgage

Document Number	12200202
Date	Dec 20, 2017
Instrument	201712200202

Lender

Name	BLUE BRICK FIN'L
Type	Funding / Finance Company
Address	TROY, MI 48098

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21692 Windmill Loop NW was $6,516.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Municipality	Poulsbo City
Unified School District	North Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$722,670 (-) Land $106,930 Building $615,740	$722,670 (-) Land $106,930 Building $615,740
2026	$6,516.00	$722,670 Land $106,930 Building $615,740	$722,670 Land $106,930 Building $615,740
2024	$6,486.00 (-1.67%)	$760,170 (-) Land $99,990 Building $660,180	$760,170 (-) Land $99,990 Building $660,180
2023	$6,596.00	$760,170 Land $99,990 Building $660,180	$760,170 Land $99,990 Building $660,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21692 Windmill Loop NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21692 Windmill Loop NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINLAND serves 4,801 people · EPA ID WA5391923
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink Fiber	100 / 100

May also be available: Kitsap PUD.

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