2175 Willow St, Lynden, WA 98264 Property Records

Whatcom County property record for 2175 Willow St, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 2001
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$570,500 (Jun 2024)
Tax Bill	$4,045 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400316-179493-0000`

Property Details

APN / Parcel Number

Primary APN	`400316-179493-0000`
Alternative APNs	`128856` `539524`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,835 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	105 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	128856
Street Address	2175 WILLOW ST
City	LYNDEN
State	WA
Zip	98264-8553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM1
Legal Description	GREENFIELD VILLAGE DIV 4 LOT 1
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	GREENFIELD VILLAGE DIV 4
Legal Block	2
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2001
Census Tract	10303

Owner

2175 Willow St is owned and occupied by two individuals who bought it in June 2024.

Source: Whatcom County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2175 WILLOW ST, LYNDEN, WA 98264-8553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Mar 10, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on File
Deed Sale	Jun 28, 2024 · Amount on File
Prior Sale	Mar 10, 2017 · Amount on File
Deed Document Number	20242192
Prior Transfer Date	Oct 17, 2016
Prior Transfer Doc	0001100500
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2175 WILLOW ST, LYNDEN, WA 98264-8553
Document Number	2201203907
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2175 WILLOW ST LYNDEN WA 982648553, LYNDEN, WA 98264-8553

Mortgage

Document Number	2201203907
Date	Dec 21, 2020
Instrument	1203907

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 20, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 10, 2017
Property Address	2175 WILLOW ST, LYNDEN, WA 98264-8553
Document Number	2170301037
Instrument Date	Feb 22, 2017
Instrument	301037
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,309.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2175 WILLOW ST LYNDEN WA 982648553, LYNDEN, WA 98264-8553

Mortgage

Document Number	2170301038
Date	Mar 10, 2017
Instrument	301038

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2175 Willow St was $4,045.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,045.00	$551,723 Land $245,543 Building $306,180	$551,723 Land $245,543 Building $306,180
2022		$487,049 Land $153,434 Building $333,615	$487,049 Land $153,434 Building $333,615
2021	$3,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2175 Willow St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2175 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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