2139 Willow St, Lynden, WA 98264 Property Records

Whatcom County property record for 2139 Willow St, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,610 sqft · built 2003
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$447,802 (May 2023)
Tax Bill	$3,601 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400316-179480-0000`

Property Details

APN / Parcel Number

Primary APN	`400316-179480-0000`
Alternative APNs	`128853` `112188`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,075 sqft
1st Floor Area	1,610 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	75 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	128853
Street Address	2139 WILLOW ST
City	LYNDEN
State	WA
Zip	98264-8553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM1
Legal Description	GREENFIELD VILLAGE DIV 4 LOT 4
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	GREENFIELD VILLAGE DIV 4
Legal Block	2
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2001
Census Tract	10303

Owner

Source: Whatcom County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	730 CROSS ST, BELLINGHAM, WA 98229-8989
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 2, 2023	Warranty Deed, Transfer NOT AVAILABLE, WHATCOM LAND TITLE CO INC
Oct 22, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Oct 11, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	May 26, 2006 · Amount on Record
Deed Document Number	2023162
Prior Transfer Date	May 1, 2023
Prior Transfer Doc	0000000162
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2139 WILLOW ST, LYNDEN, WA 98264-8553
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 WILLOW ST, LYNDEN, WA 98264-8553

Mortgage

Document Number	0000902649
Date	Sep 30, 2022
Instrument	2022-0902649

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2051

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 2, 2023
Property Address	2139 WILLOW ST, LYNDEN, WA 98264-8553
Document Number	0000500162
Map Reference	AF 200100201
Instrument Date	May 1, 2023
Instrument	2023-0500162
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$7,169.83
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 CROSS ST, BELLINGHAM, WA 98229-8989

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	2139 WILLOW ST, LYNDEN, WA 98264-8553
Document Number	2191100218
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	2191100218
Date	Nov 4, 2019
Instrument	1100218

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Interest

Rate	4.12%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2139 WILLOW ST, LYNDEN, WA 98264-8553
Document Number	2191003985
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2139 WILLOW ST LYNDEN WA 982648553, LYNDEN, WA 98264-8553

Mortgage

Document Number	2191003985
Date	Oct 30, 2019
Instrument	1003985

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,601.00 (+7.72%)	$491,121 (+9.67%) Land $218,260 Building $272,861	$491,121 (+9.67%) Land $218,260 Building $272,861
2022		$447,802 Land $153,434 Building $294,368	$447,802 Land $153,434 Building $294,368
2021	$3,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

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