2175 Cottondale Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 2175 Cottondale Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1980
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2019)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1398-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1398-0010`
Alternative APNs	`00306172` `306172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	82 ft deep x 166 ft wide
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	338 sqft
Porch	Porch
Porch Area	871 sqft
Deck Area	91 sqft
Patio Area	289 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00306172
Street Address	2175 COTTONDALE AVE
City	SPRING HILL
State	FL
Zip	34608-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1398 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	23
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1398
Legal Lot Number	1
Legal Unit	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1003
Census Tract	41104

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2175 COTTONDALE AVE, SPRING HILL, FL 34608-5313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Mar 14, 2022	Quit Claim Deed, Transfer · Conventional Mortgage RP FUNDING INC
Apr 1, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Oct 14, 2003 · Amount on Record
Deed Document Number	2019019670
Deed Book / Page	3686 / 1150
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2175 COTTONDALE AVE, SPRING HILL, FL 34608-5313
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 COTTONDALE AVE, SPRING HILL, FL 34608-5313

Mortgage

Document Number	0042211913
Date	Sep 20, 2022
Book Page	4221/1913
Instrument	2022070185

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 14, 2022
Property Address	2175 COTTONDALE AVE, SPRING HILL, FL 34608-5313
Document Number	0041401882
Book / Page	4140 / 1882
Map Reference	MB 9 PG 81-96
Instrument Date	Mar 2, 2022
Instrument	2022019748
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$487.90
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2151 COTTONDALE AVE, 2151, SPRING HILL, FL 34608-5313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2151 COTTONDALE AVE, SPRING HILL, FL 34608-5313

Mortgage

Document Number	0041401887
Date	Mar 14, 2022
Instrument	4140/1887

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 1, 2019
Property Address	2175 COTTONDALE AVE, SPRING HILL, FL 34608-5313
Document Number	0036861150
Book / Page	3686 / 1150
Map Reference	MB 9 PG 81-96
Instrument Date	Mar 28, 2019
Instrument	2019019670
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8149 ALBATROSS RD, 8149, FORT MYERS, FL 33967-3438

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2175 COTTONDALE AVE, SPRING HILL, FL 34608-5313

Mortgage

Document Number	2019019671
Date	Apr 1, 2019
Instrument	2019019671

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00 (+0.99%) Additional exemption filed	$224,808 (+5.99%)	$236,326 (+5.31%) Land $54,936 Building $181,390
2023		$212,109 Land $47,223 Building $164,886
2022	$2,620.00		$224,405 Land $46,931 Building $177,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Cottondale Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures