2166 Cottondale Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 2166 Cottondale Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$351,500 (Sep 2022)
Tax Bill	$691 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1399-0090`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1399-0090`
Alternative APNs	`00306519` `306519`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,785 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Screened Porch
Porch Area	1,151 sqft
Deck Area	168 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00306519
Street Address	2166 COTTONDALE AVE
City	SPRING HILL
State	FL
Zip	34608-5312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1399 LOT 9 ORB 337 PG 513
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1399
Legal Lot Number	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1002
Census Tract	41104

Owner

2166 Cottondale Ave is owned and occupied by an individual who bought it in September 2022.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	2166 COTTONDALE AVE, SPRING HILL, FL 34608-5312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Mar 19, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	May 21, 2021 · Amount on File
Deed Document Number	202266396
Deed Book / Page	4215 / 1624
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	0039681074
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 2, 2022
Property Address	2166 COTTONDALE AVE, SPRING HILL, FL 34608-5312
Document Number	0042151624
Book / Page	4215 / 1624
Map Reference	MB 9 PG 81-96
Instrument Date	Aug 30, 2022
Instrument	2022066396
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2692 ROYAL RIDGE DR, 2692, SPRING HILL, FL 34606-3439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 COTTONDALE AVE, SPRING HILL, FL 34608-5312

Mortgage

Document Number	0042151626
Date	Sep 2, 2022
Instrument	4215/1626

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 21, 2021
Property Address	2166 COTTONDALE AVE, SPRING HILL, FL 34608-5312
Document Number	0040010025
Book / Page	4001 / 25
Map Reference	MB 9 PG 81
Instrument Date	May 14, 2021
Instrument	2021037613
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1267 ATKINS TRIMM BLVD, 1267, HOOVER, AL 35226-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 COTTONDALE AVE, SPRING HILL, FL 34608-5312

Mortgage

Document Number	400127
Date	May 21, 2021
Instrument	4001/27

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 19, 2021
Property Address	2166 COTTONDALE AVE, SPRING HILL, FL 34608-5312
Document Number	0039681074
Book / Page	3968 / 1074
Map Reference	MB 9 PG 81-96
Instrument Date	Mar 5, 2021
Instrument	2021019006
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$231.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1267 ATKINS TRIMM BLVD, HOOVER, AL 35226-2014

Tax Assessment & Valuation

The 2025 property tax bill for 2166 Cottondale Ave was $691 with a disabled person's exemption, up 1.6% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00 (+1.62%) Disabled Person's exemption	$250,255 Land $38,000 Building $212,255	$250,255 Land $38,000 Building $212,255
2024	$680.00
2023	Additional exemption filed	$240,467 (+6.4%) Land $51,096 Building $189,371
2022	$3,544.00 Homeowner's exemption	$226,000 Land $22,300 Building $203,700	$240,467 Land $32,500 Building $207,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2166 Cottondale Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2166 Cottondale Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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