21730 3rd Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21730 3rd Ave, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,320 sqft · built 1997
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Aug 2025)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R6533107`

Property Details

APN / Parcel Number

Primary APN	`R6533107`
Alternative APN	`145907024`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	14,810 sqft (0.34 acres)
Terrain	Gentle Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Municipal

Location & Zoning

Account Number	R6533107
Street Address	21730 3RD AVE
City	PHIPPSBURG
State	CO
Zip	80469-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 24-28 BLOCK 7 TOWN OF PHIPPSBURG
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	7
Legal Lot Number	24
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1195
Census Tract	300

Owner

Source: Routt County records · APN R6533107

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 131, YAMPA, CO 80483-0131
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 02, 2018	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Nov 02, 2018 · Amount on Record
Deed Document Number	2025862889
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21730 3RD AVE, PHIPPSBURG, CO 80469-5027
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000840473
Date	Sep 02, 2022
Instrument	840473

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Nov 02, 2018
Property Address	21730 3RD AVE, PHIPPSBURG, CO 80469-5027
Document Number	0000794877
Map Reference	FILE2618
Instrument Date	Oct 31, 2018
Instrument	794877
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 883258, STEAMBOAT SPRINGS, CO 80488-3258
Investor	Possibly a Property Investor

Mortgage

Document Number	0000794879
Date	Nov 02, 2018
Instrument	794879

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Routt County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00 (+3.08%)	$28,910 (+9.3%) Land $7,760 Building $21,150	$409,940 (+3.83%) Land $110,000 Building $299,940
2024	$1,818.00 (+0.28%)	$26,450 (-) Land $5,880 Building $20,570	$394,830 (-) Land $87,770 Building $307,060
2023	$1,813.00 (+17.04%)	$26,450 (+29.47%) Land $5,880 Building $20,570	$394,830 (+34.29%) Land $87,770 Building $307,060
2022	$1,549.00	$20,430 Land $3,540 Building $16,890	$294,020 Land $51,000 Building $243,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 51% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Luminate Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 67 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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