21682 3rd Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21682 3rd Ave, Phippsburg, CO 80469

Property Summary

Property Type	Triplex
Details	4 bd · 6 ba · 2,490 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Dec 2019)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Dec 2025 Transfer Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R8169914`

Property Details

APN / Parcel Number

Primary APN	`R8169914`
Alternative APN	`145916036`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,490 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	15,246 sqft (0.35 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Propane
Sewer	Municipal

Location & Zoning

Account Number	R8169914
Street Address	21682 3RD AVE
City	PHIPPSBURG
State	CO
Zip	80469
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	HT
Legal Description	LOTS 36-40 INCLUSIVE BLK 16 PHIPPSBURG
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	16
Legal Lot Number	36
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1211
Census Tract	300

Owner

Source: Routt County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 304, PHIPPSBURG, CO 80469-0304
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Intrafamily Transfer, Transfer
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 9, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Oct 20, 2006 · Amount on Record
Deed Document Number	2019805657
Last Transfer Date	Jan 10, 2023
Transfer Doc	0000843251
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROUTT CO
Recording Date	Dec 9, 2025
Property Address	21682 3RD AVE, PHIPPSBURG, CO 80469
Document Number	0000865274
Instrument Date	Dec 3, 2025
Instrument	865274
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 304, PHIPPSBURG, CO 80469-0304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 304, PHIPPSBURG, CO 80469-0304

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21682 3RD AVE, PHIPPSBURG, CO 80469-5028
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21682 3RD AVE, PHIPPSBURG, CO 80469-5028

Mortgage

Document Number	0000836587
Date	Apr 19, 2022
Instrument	836587

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21682 3RD AVE, PHIPPSBURG, CO 80469-5028
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000817615
Date	Dec 7, 2020
Instrument	817615

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2050

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Dec 9, 2019
Property Address	21682 3RD AVE, PHIPPSBURG, CO 80469-5028
Document Number	0000805657
Instrument Date	Dec 8, 2019
Instrument	805657
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3193 ANGLES SK WAY #B # B, B, STEAMBOAT SPRINGS, CO 80487

Mortgage

Document Number	0000805658
Date	Dec 9, 2019
Instrument	805658

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00 (-4.12%)	$34,480 (+1.62%) Land $7,760 Building $26,720	$489,070 (-3.45%) Land $110,000 Building $379,070
2024	$2,332.00 (+0.26%)	$33,930 (-) Land $6,040 Building $27,890	$506,550 (-) Land $90,210 Building $416,340
2023	$2,326.00 (+22.16%)	$33,930 (+35.13%) Land $6,040 Building $27,890	$506,550 (+37.18%) Land $90,210 Building $416,340
2022	$1,904.00	$25,110 Land $3,470 Building $21,640	$369,270 Land $51,000 Building $318,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 53% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PHIPPSBURG serves 200 people · EPA ID CO0154609
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	Corrosion control Mar 2021 Coliform assessment Nov 2018
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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