Lake County property record for 21706 Lake Seneca Rd, Eustis, FL 32736
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,214 sqft · built 1988 |
| Lot Size | 4.8 acres (209,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Aug 2021) |
| Tax Bill | $5,213 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-19-27-0004-000-02100 |
| Primary APN | 03-19-27-0004-000-02100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,214 sqft Living Area |
| Gross Area | 2,886 sqft |
| 1st Floor Area | 2,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 209,075 sqft (4.8 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 240 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 236 sqft |
| Deck Area | Deck Area |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1123089 |
|---|---|
| Street Address | 21706 LAKE SENECA RD |
| City | EUSTIS |
| State | FL |
| Zip | 32736-9477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | E 1/2 OF NE 1/4 OF NW 1/4 OF SE 1/4--LESS N 25 FT FOR RD R/W-- ORB 5776 PG 711 |
| Legal Range | 27E |
| Legal Township | 19S |
| Legal Section | 3 |
| Legal Quarter | 4 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0004 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30108 |
Source: Lake County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21706 LAKE SENECA RD, EUSTIS, FL 32736-9477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Aug 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2021 · Amount on Record |
| Deed Sale | Aug 20, 2021 · Amount on Record |
| Prior Sale | Sep 18, 2015 · Amount on Record |
| Deed Document Number | 2021114555 |
| Deed Book / Page | 5776 / 711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 21706 LAKE SENECA RD, EUSTIS, FL 32736-9477 |
| Document Number | 0000074020 |
| Book / Page | 6759 / 426 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202674020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 21706 LAKE SENECA RD, EUSTIS, FL 32736-9477 |
| Document Number | 0000074020, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 6759/426 |
| Instrument | 202674020 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 20, 2021 |
| Property Address | 21706 LAKE SENECA RD, EUSTIS, FL 32736-9477 |
| Document Number | 0057760711 |
| Book / Page | 5776 / 711 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021114555 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34428 TIFFANY LN, EUSTIS, FL 32736-7072 |
| Name | Verified Name |
|---|---|
| Address | 21706 LAKE SENECA RD, EUSTIS, FL 32736-9477 |
| Document Number | 0005776712 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 5776/712 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 21706 LAKE SENECA RD, EUSTIS, FL 32736-9477 |
| Document Number | 0054750061 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | APOLLO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21706 LAKE SENECA RD EUSTIS FL 327369477, EUSTIS, FL 32736-9477 |
| Document Number | 0054750061 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 005475/000061 |
| Instrument | 56399 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 21, 2035 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,400 (+2.9%) | $558,691 (-0.03%) Land $252,525 Building $306,166 | |
| 2025 | $5,213.00 (+2.34%) Homeowner's exemption | $366,770 (+5.98%) Land $252,525 Building $114,245 | $558,837 (+4.57%) Land $252,525 Building $306,312 |
| 2024 | $5,094.00 (+7.86%) | ||
| 2023 | $4,723.00 (+4.01%) Homeowner's exemption | $346,060 (+3%) | $534,428 (+19.18%) Land $252,525 Building $281,903 |
| 2022 | $4,541.00 Homeowner's exemption | $335,984 | $448,424 Land $166,667 Building $281,757 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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