21630 Lake Seneca Rd, Eustis, FL 32736 Property Records

Lake County property record for 21630 Lake Seneca Rd, Eustis, FL 32736

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,981 sqft · built 2008
Lot Size4.44 acres (193,406 sqft)
OwnerOwner Name on File
Last Sale$415,000 (Apr 2014)
Tax Bill$4,846 (2024)
Deeds & MortgagesFeb 2026 Line of Credit
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-19-27-0004-000-08500

Property Details

APN / Parcel Number

Primary APN03-19-27-0004-000-08500
Alternative APN
  • 3335881

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,981 sqft Living Area
1st Floor Area2,981 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area193,406 sqft (4.44 acres)
Garage TypeFinished
Garage Area589 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area270 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3335881
Street Address21630 LAKE SENECA RD
CityEUSTIS
StateFL
Zip32736-9477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 1/2 OF NE 1/4 OF NW 1/4 OF SE 1/4--LESS RD R/WS-- ORB 4465 PG 2438
Legal Range27E
Legal Township19S
Legal Section03
Legal SubdivisionACREAGE & UNREC
Legal Tract4
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1024
Census Tract30108

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address21630 LAKE SENECA RD, EUSTIS, FL 32736-9477
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Line of Credit
INSIGHT CU
Apr 23, 2020Deed of Trust, Mortgage · Line of Credit
INSIGHT CU

Assessor's Deed Record

Last SaleApr 17, 2014 · Amount on Record
Deed SaleApr 17, 2014 · Amount on Record
Prior SaleApr 1, 2002
Deed Document Number2014042328
Deed Book / Page4465 / 2438
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address21630 LAKE SENECA RD, EUSTIS, FL 32736-9477
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address21630 LAKE SENECA RD, EUSTIS, FL 32736-9477

Mortgage

Document Number0066821727
DateFeb 17, 2026
Book Page6682/1727
Instrument2026018658
Lender
NameINSIGHT CU
TypeCredit Union
AddressWINTER SPRINGS, FL 32708
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 16, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address21630 LAKE SENECA RD, EUSTIS, FL 32736-9477
Document Number0054672143
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21630 LAKE SENECA RD EUSTIS FL 327369477, EUSTIS, FL 32736-9477

Mortgage

Document Number0054672143
DateMay 8, 2020
Book Page005467/002143
Instrument51580
Lender
NameINSIGHT CU
AddressWINTER SPRINGS, FL 32708
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 7, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$349,680 (+5.98%) Land $233,100 Building $116,580$639,848 (+9.96%) Land $233,100 Building $406,748
2024$4,846.00 (+8.07%)
2023$4,484.00 (+4.18%) Homeowner's exemption$329,940 (+3%)$581,898 (+16.09%) Land $233,100 Building $348,798
2022$4,304.00 Homeowner's exemption$320,330$501,235 Land $153,846 Building $347,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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