21706 Jake Smith Rd, Spiro, OK 74959 Property Records

Le Flore County property record for 21706 Jake Smith Rd, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,981 sqft · built 1991
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (Jan 2019)
Tax Bill	$3,021 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16293`

Property Details

APN / Parcel Number

Primary APN	`16293`
Alternative APN	`0000-25-09N-25E-0-033-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,981 sqft Living Area
1st Floor Area	1,825 sqft
Upper Floors Area	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	1,418 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	105 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16293
Street Address	21706 JAKE SMITH RD
City	SPIRO
State	OK
Zip	74959-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 25 TWP 9N RNG 25E SE SW NE SW B1570 P543 B1879 P243 B2055 P998
Legal Range	25E
Legal Township	09N
Legal Section	25
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1031
Census Tract	40303

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23779 BRAZIL CREEK LOOP, SHADY POINT, OK 74956-2028
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Aug 30, 2018	Loan Modification, Mortgage · FHA Mortgage MID AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	Aug 25, 2005 · Amount on Record
Deed Document Number	2019478
Deed Book / Page	2055 / 998
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	21706 JAKE SMITH RD, SPIRO, OK 74959-4316
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021810094
Date	Mar 23, 2022
Book Page	2181/94
Instrument	2784

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Jan 18, 2019
Property Address	21706 JAKE SMITH RD, SPIRO, OK 74959-4316
Document Number	0020550998
Book / Page	2055 / 0998
Instrument Date	Jan 17, 2019
Instrument	0478
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	OLD REPUBLIC TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23779 BRAZIL CREEK LOOP, SHADY POINT, OK 74956-2028

Mortgage

Document Number	0000000479
Date	Jan 18, 2019
Instrument	0479

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LE FLORE OK
Property Address	21706 JAKE SMITH RD, SPIRO, OK 74959-4316
Document Number	0020480069
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21706 JAKE SMITH RD SPIRO OK 749594316, SPIRO, OK 74959-4316

Mortgage

Document Number	0020480069
Date	Oct 12, 2018
Book Page	002048/000069
Instrument	7311

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,746 (+5%) Land $4,466 Building $31,280	$324,970 (-12.25%) Land $40,601 Building $284,369
2025	$3,021.00 (+7.59%)	$34,045 (+10.25%) Land $1,040 Building $33,005	$370,351 (+24.85%) Land $22,500 Building $347,851
2023	$2,808.00	$30,880 Land $990 Building $29,890	$296,639 Land $9,000 Building $287,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 64% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Circle B Wireless Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: 360 Broadband, AT&T.

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