21471 Jake Smith Rd, Spiro, OK 74959 Property Records

Le Flore County property record for 21471 Jake Smith Rd, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2023)
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16324`

Property Details

APN / Parcel Number

Primary APN	`16324`
Alternative APN	`0000-26-09N-25E-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16324
Street Address	21471 JAKE SMITH RD
City	SPIRO
State	OK
Zip	74959-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 26 TWP 9N RNG 25E BEG SW COR SE N1103.09 TO POB N890024 E231.24 N015817 W221.78 S881416 W231.33 S020013 E218.68 TO POB B2
Legal Range	25E
Legal Township	09N
Legal Section	26
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1031
Census Tract	40303

Owner

21471 Jake Smith Rd is owned and occupied by an individual who bought it in October 2023.

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 211, CAMERON, OK 74932-0211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 11, 2022	Intrafamily Transfer, Transfer
Mar 18, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 17, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on File
Deed Sale	Oct 6, 2023 · Amount on File
Prior Sale	Mar 18, 2020 · Amount on File
Deed Document Number	20237326
Deed Book / Page	2237 / 880
Prior Transfer Date	Oct 11, 2022
Prior Transfer Doc	0022030496
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Oct 6, 2023
Property Address	21471 JAKE SMITH RD, SPIRO, OK 74959-4625
Document Number	0022370880
Book / Page	2237 / 880
Instrument Date	Oct 6, 2023
Instrument	7326
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 211, CAMERON, OK 74932-0211

Mortgage

Document Number	0000007327
Date	Oct 6, 2023
Instrument	7327

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LE FLORE OK
Recording Date	Oct 11, 2022
Property Address	21471 JAKE SMITH RD, SPIRO, OK 74959-4625
Document Number	0022030496
Book / Page	2203 / 496
Instrument Date	Oct 11, 2022
Instrument	8892
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21471 JAKE SMITH RD, SPIRO, OK 74959-4625

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Mar 18, 2020
Property Address	21471 JAKE SMITH RD, SPIRO, OK 74959-4625
Document Number	0021000184
Book / Page	002100 / 000184
Instrument Date	Mar 13, 2020
Instrument	1871
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	ALLIANT NATIONAL TITLE INSURANCE COMPANY, ALLIANT NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21471 JAKE SMITH RD SPIRO OK 749594625, SPIRO, OK 74959-4625

Mortgage

Document Number	21000185
Date	Mar 18, 2020
Book Page	002100/000185
Instrument	1872

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Mar 17, 2020
Property Address	21471 JAKE SMITH RD, SPIRO, OK 74959-4625
Document Number	0021000132
Book / Page	002100 / 000132
Instrument Date	Mar 10, 2020
Instrument	1847
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21471 JAKE SMITH RD SPIRO OK 749594625, SPIRO, OK 74959-4625

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LE FLORE OK
Recording Date	Mar 17, 2020
Property Address	21471 JAKE SMITH RD, SPIRO, OK 74959-4625
Document Number	0021000128
Book / Page	002100 / 000128
Instrument Date	Mar 6, 2020
Instrument	1845
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21471 JAKE SMITH RD SPIRO OK 749594625, SPIRO, OK 74959-4625

Tax Assessment & Valuation

The 2025 property tax bill for 21471 Jake Smith Rd was $2,292 with a homeowner's exemption.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,360 (-1.75%) Land $1,744 Building $24,616	$239,638 (-1.75%) Land $15,855 Building $223,783
2025	$2,292.00 Homeowner's exemption	$26,830 Land $1,650 Building $25,180	$243,912 Land $15,000 Building $228,912
2023	Homeowner's exemption	$19,140 (-) Land $660 Building $18,480	$174,000 (-) Land $6,000 Building $168,000
2022	$1,616.00 Homeowner's exemption	$19,140 Land $660 Building $18,480	$174,000 Land $6,000 Building $168,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21471 Jake Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21471 Jake Smith Rd is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Circle B Wireless Fixed Wireless	400 / 100
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	100 / 25

May also be available: AT&T.

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