2136 Ridge Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2136 Ridge Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2010
Lot Size	3.4 acres (148,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Oct 2017)
Tax Bill	$3,134 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20 21 9`

Property Details

APN / Parcel Number

Primary APN	`20 21 9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	3,006 sqft
1st Floor Area	1,296 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	148,322 sqft (3.4 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	390 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2136 RIDGE RD
City	PALMYRA
State	VA
Zip	22963-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DB 997-83 AC 3.405 SUNNY RIDGE
Legal Subdivision	SUNNY RIDGE
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1042
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2136 RIDGE RD, PALMYRA, VA 22963-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 16, 2017	Deed, Transfer
Jun 12, 2017	Deed, Transfer
Jun 12, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20173332
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2136 RIDGE RD, PALMYRA, VA 22963-4005
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 RIDGE RD, PALMYRA, VA 22963-4005

Mortgage

Document Number	0260000889
Date	Mar 27, 2026
Instrument	260000889

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 16, 2017
Property Address	2136 RIDGE RD, PALMYRA, VA 22963-4005
Document Number	0001703332
Map Reference	PB 565 PG 477
Instrument Date	Sep 18, 2017
Instrument	1703332
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 RIDGE RD, PALMYRA, VA 22963-4005

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 12, 2017
Property Address	2136 RIDGE RD, PALMYRA, VA 22963-4005
Document Number	1701888
Map Reference	PB 565 PG 477
Instrument Date	May 31, 2017
Instrument	1701888
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	FLUVANNA VA
Recording Date	Jun 12, 2017
Property Address	2136 RIDGE RD, PALMYRA, VA 22963-4005
Document Number	0001701888
Map Reference	PB 565 PG 477
Instrument Date	May 31, 2017
Instrument	1701888
Transaction Type	Foreclosure
Record Updated	Sep 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,200 (-) Land $51,300 Building $363,900	$415,200 (-) Land $51,300 Building $363,900
2025	$3,134.00 (+0.64%)	$415,200 (+52.87%) Land $51,300 Building $363,900	$415,200 (+52.87%) Land $51,300 Building $363,900
2024	$3,114.00 (+35.86%)
2023		$271,600 Land $51,300 Building $220,300	$271,600 Land $51,300 Building $220,300
2022	$2,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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