2170 Boreas Ln, Oak Harbor, WA 98277 Property Records

Island County property record for 2170 Boreas Ln, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,066 sqft · built 1989
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2013)
Tax Bill	$4,893 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R13205-235-0350`

Property Details

APN / Parcel Number

Primary APN	`R13205-235-0350`
Alternative APN	`14978`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,066 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	2,066 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Hardboard/Plywood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Attached
Garage Area	1,012 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2170 BOREAS LN
City	OAK HARBOR
State	WA
Zip	98277-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	14 - S163 OF N386.03 OF W/2 NW SW TGW & SUBJ TO EZ
Legal Range	1E
Legal Township	32N
Legal Section	05
Legal Subdivision	ISLAND CNTY SHORT 74-018
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1004
Census Tract	970500

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2170 BOREAS LN, OAK HARBOR, WA 98277-8821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2013 · Amount on Record
Deed Sale	Sep 5, 2013 · Amount on Record
Deed Document Number	20134347540
Prior Transfer Date	Apr 8, 2005
Prior Transfer Doc	0004217949
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2170 BOREAS LN, OAK HARBOR, WA 98277-8821
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004543659
Date	Apr 19, 2022
Instrument	4543659

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2170 BOREAS LN, OAK HARBOR, WA 98277-8821
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004516978
Date	Apr 20, 2021
Instrument	4516978

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,893.00 (+19.11%)
2025		$632,301 (+5.15%) Land $260,000 Building $372,301	$632,301 (+5.15%) Land $260,000 Building $372,301
2023	$4,108.00	$601,314 (+9.06%) Land $240,000 Building $361,314	$601,314 (+9.06%) Land $240,000 Building $361,314
2022		$551,356 Land $220,000 Building $331,356	$551,356 Land $220,000 Building $331,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	19 (2001–2024)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Jan 2024 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jan 2024 · 2 claims Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides, Jan 2021 · 2 claims Severe Winter Storm, Landslides, And Mudslides, Dec 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHIDBEY WEST WATER ASSOC. private · serves 415 people · EPA ID WA5336314
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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