2159 Boreas Ln, Oak Harbor, WA 98277 Property Records

Island County property record for 2159 Boreas Ln, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,234 sqft · built 1987
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Dec 2021)
Tax Bill	$3,379 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R13206-213-5150`

Property Details

APN / Parcel Number

Primary APN	`R13206-213-5150`
Alternative APN	`538421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	1,679 sqft
1st Floor Area	1,234 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Hardboard/Plywood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	142 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2159 BOREAS LN
City	OAK HARBOR
State	WA
Zip	98277-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	E137 OF N105 OF S840 OF GL3 LY E OF W BEACH RD TGW SUBJ TO EZ FR 211-5050 (TR A SP 79-316)
Legal Range	1E
Legal Township	32N
Legal Section	06
Legal Subdivision	SHORT 79-316 A
Legal Tract	A
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1004
Census Tract	970500

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1301 NW ELWHA ST, 201, OAK HARBOR, WA 98277-3823
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Jun 26, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	20214535110
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Dec 3, 2021
Property Address	2159 BOREAS LN, OAK HARBOR, WA 98277-8821
Document Number	0004535110
Map Reference	AF 387950
Instrument Date	Nov 29, 2021
Instrument	4535110
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,869.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 NW ELWHA SHEET 201, OAK HARBOR, WA 98277

Mortgage

Document Number	0004535111
Date	Dec 3, 2021
Instrument	4535111

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 26, 2017
Property Address	2159 BOREAS LN, OAK HARBOR, WA 98277-8821
Document Number	0004425007
Instrument Date	Jun 23, 2017
Instrument	4425007
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2159 BOREAS LN OAK HARBOR WA 982778821, OAK HARBOR, WA 98277-8821

Mortgage

Document Number	4425008
Date	Jun 26, 2017
Instrument	4425008

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,379.00 (+13.05%)
2025		$437,091 (-2.37%) Land $200,000 Building $237,091	$437,091 (-2.37%) Land $200,000 Building $237,091
2023	$2,989.00	$447,714 (+11.41%) Land $200,000 Building $247,714	$447,714 (+11.41%) Land $200,000 Building $247,714
2022		$401,877 Land $175,000 Building $226,877	$401,877 Land $175,000 Building $226,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	19 (2001–2024)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Jan 2024 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jan 2024 · 2 claims Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides, Jan 2021 · 2 claims Severe Winter Storm, Landslides, And Mudslides, Dec 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHIDBEY WEST WATER ASSOC. private · serves 415 people · EPA ID WA5336314
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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