Richland County property record for 213 Upper Lake Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,957 sqft · built 2018 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $51,878 (Jan 2019) |
| Tax Bill | $4,328 (2025) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage Jun 2018 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25813-02-19 |
| Primary APN | 25813-02-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,957 sqft Heated Area |
| Gross Area | 3,743 sqft |
| 1st Floor Area | 1,811 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 546 sqft |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01910463 |
|---|---|
| Street Address | 213 UPPER LAKE DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 19 58.2X135.2X80.1X130.6 #SU BEAVER PARK PH 2 AREA D 3 #PR RB1171-178 |
| Legal Subdivision | BEAVER PARK @ WOOD CREEK |
| Legal Lot Number | 19,58 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 11407 |
Source: Richland County records · APN 25813-02-19
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 213 UPPER LAKE DR, ELGIN, SC 29045-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 27, 2018 | Grant Deed, Subdivision Related Transfer BANK OF AMERICA |
| Jun 13, 2018 | Warranty Deed, Transfer · Line of Credit FIRST PALMETTO BK |
| Nov 09, 2017 | Grant Deed, Mortgage · Line of Credit ENTERPRISE BK/SC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on Record |
| Deed Sale | Jan 15, 2019 · Amount on Record |
| Prior Sale | Dec 27, 2018 · Amount on Record |
| Deed Document Number | 20193604 |
| Deed Book / Page | 2365 / 1906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 27, 2018 |
| Property Address | 213 UPPER LAKE DR, ELGIN, SC 29045-2101 |
| Document Number | 2360/2848 |
| Book / Page | 002360 / 002848 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 94562 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 UPPER LAKE DR ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2360/2852 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 002360/002852 |
| Instrument | 94563 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 13, 2018 |
| Property Address | 213 UPPER LAKE DR, ELGIN, SC 29045-2101 |
| Document Number | 2311/0238 |
| Book / Page | 002311 / 000238 |
| Instrument Date | May 17, 2018 |
| Instrument | 40931 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123 |
| Document Number | 2311/0242 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 002311/000242 |
| Instrument | 40932 |
| Name | FIRST PALMETTO BK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 09, 2017 |
| Property Address | 213 UPPER LAKE DR, ELGIN, SC 29045-2101 |
| Book / Page | 002258 / 003362 |
| Instrument Date | Nov 09, 2017 |
| Instrument | 85601 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1712 WOODCREEK FARMS RD ELGIN SC 290458755, ELGIN, SC 29045-8755 |
| Document Number | 2258/3362 |
|---|---|
| Date | Nov 09, 2017 |
| Book Page | 002258/003362 |
| Instrument | 85601 |
| Name | ENTERPRISE BK/SC |
|---|---|
| Type | Bank |
| Address | 13497 BROXTON BRIDGE RD, EHRHARDT, SC 29081-9602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 08, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,328.00 (+0.56%) | $20,000 (-) | $492,200 (-1.56%) Land $62,500 Building $429,700 |
| 2023 | $4,304.00 (-2.76%) | $20,000 (-) | $500,000 (-) |
| 2022 | $4,426.00 (-2.62%) | ||
| 2021 | $4,545.00 | $20,000 | $500,000 Land $50,000 Building $450,000 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 124 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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