217 River St, Madison, OH 44057 Property Records

Lake County property record for 217 River St, Madison, OH 44057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,316 sqft · built 1910
Lot Size2.86 acres (124,799 sqft)
Owner2 Individual Names on File
Last Sale$172,000 (Apr 2020)
Tax Bill$5,946 (2023)
Deeds & MortgagesApr 2020 Sale & Mortgage
Apr 2020 Transfer
Flood ZoneZone X (minimal risk)
APN02-A-009-C-00-006-0

Property Details

APN / Parcel Number

Primary APN02-A-009-C-00-006-0
Alternative APN
  • 50

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,316 sqft Living Area
Gross Area2,768 sqft
1st Floor Area560 sqft
Basement Area452 sqft
Unfinished Basement452 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1985
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Lot Area124,799 sqft (2.86 acres)
Lot Dimensions191 ft deep x 70 ft wide

Exterior Amenities

PorchPorch
Porch Area35 sqft
Deck Area285 sqft
Patio Area853 sqft
BalconyBalcony
Balcony Area32 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number50
Street Address217 RIVER ST
CityMADISON
StateOH
Zip44057-3234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionLOT 51 TRACT 1
Legal SubdivisionCONNECTICUT WESTERN RESERVE SU
Legal Tract1
Legal Lot Number51
JurisdictionLAKE OH
Township / Civil DivisionMADISON
Census Block Group1
Census Block1003
Census Tract206100

Owner

217 River St is owned and occupied by two individuals who bought it in April 2020.

Source: Lake County records, as of April 25, 2024

Owner of Record2 Individual Names on File
Mailing Address217 RIVER ST, MADISON, OH 44057-3234
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2020Warranty Deed, Transfer · Conventional with PMI
CARDINAL CU
Apr 3, 2020Affidavit of Death, Transfer
ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2020 · Amount on File
Deed SaleApr 3, 2020 · Amount on File
Prior SaleApr 3, 2020
Deed Document Number451849
Record UpdatedJun 7, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateApr 3, 2020
Property Address217 RIVER ST, MADISON, OH 44057-3234
Document Number0000008488
Instrument DateApr 2, 2020
Instrument8488
Transaction TypeTransfer
Record UpdatedMay 6, 2020
Title CompanyENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$688.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 RIVER ST MADISON OH 440573234, MADISON, OH 44057-3234

Mortgage

Document Number8489
DateApr 3, 2020
Instrument8489
Lender
NameCARDINAL CU
AddressMENTOR, OH 44060
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 2, 2050

April 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAKE OH
Recording DateApr 3, 2020
Property Address217 RIVER ST, MADISON, OH 44057-3234
Document Number0000008487
Instrument DateApr 2, 2020
Instrument8487
Transaction TypeTransfer
Record UpdatedMay 6, 2020
Title CompanyENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 RIVER ST MADISON OH 440573234, MADISON, OH 44057-3234

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
County SubdivisionMadison Township
MunicipalityMadison Village
Unified School DistrictMadison Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,946.00 (+79.53%) Homeowner's exemption$57,760 (-) Land $14,340 Building $43,420
2022$3,312.00 Homeowner's exemption$57,760 Land $14,340 Building $43,420
2021$165,020 Land $40,960 Building $124,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 217 River St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims16 (1986–2023)
Claims Outside the SFHA4 of 16
Most Recent ClaimAug 2023 · river or lake flooding
Claims by Event
  • Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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