191 River St, Madison, OH 44057 Property Records

Lake County property record for 191 River St, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 859 sqft · built 1870
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Feb 2023)
Tax Bill	$4,459 (2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-A-009-C-00-016-0`

Property Details

APN / Parcel Number

Primary APN	`02-A-009-C-00-016-0`
Alternative APN	`D 46`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	859 sqft Living Area
1st Floor Area	804 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1985
Architectural Style	Old Style
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asbestos
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	332 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	191 RIVER ST
City	MADISON
State	OH
Zip	44057-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 51 TRACT 1
Legal Subdivision	HARVEY SURVEY
Legal Tract	1
Legal Block	1
Legal Lot Number	51
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1003
Census Tract	206100

Owner

Source: Lake County records · APN 02-A-009-C-00-016-0

Assessment roll updated December 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	191 RIVER ST, MADISON, OH 44057-3238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST FSLA OF LAKEWOOD
Apr 22, 2022	Intrafamily Transfer, Transfer ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC
Mar 02, 2022	Warranty Deed, Transfer ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC
Jan 10, 2022	Certificate of Transfer, Transfer
Nov 29, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Mar 02, 2022 · Amount on Record
Deed Document Number	20232836
Prior Transfer Date	Nov 19, 2017
Prior Transfer Doc	0000032415
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Feb 17, 2023
Property Address	191 RIVER ST, MADISON, OH 44057-3238
Document Number	0000002836
Instrument Date	Feb 16, 2023
Instrument	2023R002836
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 RIVER ST, MADISON, OH 44057-3238

Mortgage

Document Number	0000002837
Date	Feb 17, 2023
Instrument	2023R002837

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Apr 22, 2022
Property Address	191 RIVER ST, MADISON, OH 44057-3238
Document Number	0000011753
Instrument Date	Apr 15, 2022
Instrument	2022R011753
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 RIVER ST, MADISON, OH 44057-3238

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 02, 2022
Property Address	191 RIVER ST, MADISON, OH 44057-3238
Document Number	0000006450
Instrument Date	Mar 01, 2022
Instrument	2022R006450
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 RIVER ST, MADISON, OH 44057-3238

January 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LAKE OH
Recording Date	Jan 10, 2022
Property Address	191 RIVER ST, MADISON, OH 44057-3238
Document Number	0000001303
Instrument Date	Jan 28, 2021
Instrument	2022R001303
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12160 SUMMERWOOD DR, CONCORD TOWNSHIP, OH 44077-8525

November 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE OH
Recording Date	Nov 29, 2017
Property Address	191 RIVER ST, MADISON, OH 44057-3238
Document Number	0000032415
Instrument Date	Nov 29, 2017
Instrument	32415
Transaction Type	Transfer
Record Updated	Dec 06, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Municipality	Madison Village
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,510 (+32.76%) Land $11,340 Building $46,170	$164,310 (+32.77%) Land $32,400 Building $131,910
2023	$4,459.00 (+75.34%) Homeowner's exemption	$43,320 (-) Land $9,450 Building $33,870
2022	$2,543.00	$43,320 Land $9,450 Building $33,870
2021			$123,760 Land $27,000 Building $96,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	16 (1986–2023)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 155 locations within half a mile of this property.

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