Campbell County property record for 217 Ridgepointe Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2,913 sqft · built 2001 |
| Owner | Individual Name on File |
| Last Sale | $407,500 (Aug 2018) |
| Tax Bill | $5,702 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-029.28 |
| Primary APN | 999-99-19-029.28 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,913 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999919029.28 |
|---|---|
| Street Address | 217 RIDGEPOINTE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 79 SEC 7 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 7 |
| Legal Lot Number | 79 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County records · APN 999-99-19-029.28
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 217 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 28, 2018 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2018 · Amount on Record |
| Deed Sale | Aug 28, 2018 · Amount on Record |
| Prior Sale | Dec 12, 2001 · Amount on Record |
| Deed Document Number | 5079912 |
| Deed Book / Page | D330 / 810 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 217 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005122300 |
|---|---|
| Date | Dec 08, 2020 |
| Book Page | M1026/1 |
| Instrument | 5122300 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 28, 2018 |
| Property Address | 217 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709 |
| Document Number | 0005079912 |
| Book / Page | D330 / 810 |
| Map Reference | CAB E SL 281-A |
| Instrument Date | Aug 27, 2018 |
| Instrument | 5079912 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | PRIORITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 RIDGEPOINTE DR, 217, COLD SPRING, KY 41076-8709 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 217 RIDGEPOINTE DR, COLD SPRING, KY 41076-8709 |
| Document Number | 0005079913 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 5079913 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.45% |
| Type Change Date | Sep 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.45% |
| Index | 1-Year LIBOR |
| Max Rate | 9.45% |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,702.00 (+0.99%) | $470,500 (-) Land $50,000 Building $420,500 | $470,500 (-) Land $50,000 Building $420,500 |
| 2023 | $5,646.00 (+10.86%) | $470,500 (+15.46%) Land $50,000 Building $420,500 | $470,500 (+15.46%) Land $50,000 Building $420,500 |
| 2022 | $5,093.00 | $407,500 Land $31,500 Building $376,000 | $407,500 Land $31,500 Building $376,000 |
Source: FEMA National Flood Hazard Layer as of August 24, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 149 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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